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$449,000

The James Addition Townhomes comprise a boutique collection of just six modern three-story residences, defined by clean architectural lines, striking views, and one of the city's finest addresses. Completed in 2023, Unit 113 offers three spacious bedrooms and three and a half bathrooms within an open, thoughtfully arranged floor plan. A generous third-floor patio overlooks Lookout Mountain and the Southside, complemented by a covered private porch off the second-level primary suite, where the same sweeping views unfold. These sightlines are uniquely safeguarded: a national cemetery lies between the home and the mountain, so the view is expected to remain largely unobstructed for years to come. Interior finishes balance warmth and refinement, with honed granite countertops, a generous kitchen island suited to entertaining, polished chrome fixtures, and a gas range beneath a vented hood. A powder room sits conveniently on the main level, while oversized windows and ten-foot ceilings bring natural light throughout the home. The current owner has invested roughly $28,000 in thoughtful upgrades, including commercial-grade LVP flooring throughout, custom black iron stair railings, a smart front door lock, and an acoustic wood accent wall that lends texture and character. Two of the three bedrooms include en-suite bathrooms, lending flexibility for guests or roommates, while the third-floor bedroom readily serves as a home office, studio, or gym, with direct access to the rooftop deck. An attached two-car garage provides ample parking and storage space. Notably, the home is priced below its recent appraised valuation. ''Potential assumable mortgage opportunity! Seller's existing 10-year ARM originated in 2026 with a 5.375% interest rate. Assumption is subject to lender verification, buyer qualification, and approval. Buyer and buyer's agent to independently verify all loan terms and conduct due diligence. Seller/listing brokerage make no guarantees regarding assumability.

3 Beds ⋅ 4 Baths ⋅ 1541948 MLS

829 S Greenwood Avenue 113, Chattanooga

$479,900

Built in 2021 and owned by one family, this 3-bedroom, 2.5-bath home delivers the peace of mind of newer construction in the heart of historic St. Elmo. The open-concept main level features dark engineered hardwood floors, a gray shaker kitchen with granite countertops, center island, and a professional-grade range hood that anchors the space. The primary suite is on the main level with a double vanity, walk-in shower, and direct access to the rear patio, bordered by a newly installed cedar privacy fence. Upstairs, a generous landing at the top of the stairs offers the perfect dedicated space for a home office. Move-in ready. Just two blocks to the Virginia Avenue Greenway trailhead on 55th Street -- 0.7 miles to Guild-Hardy Trail, 1.4 miles to Virginia Avenue Park -- walk or bike straight into some of St. Elmo's best outdoor access. The Tennessee Riverwalk's 13-mile paved greenway also connects St. Elmo directly to downtown Chattanooga, the new Erlanger Park baseball stadium for the Chattanooga Lookouts, and the broader Riverpark corridor. A short stroll puts you at BlueCross Healthy Place at St. Elmo, Mr. T's Pizza & Ice Cream, Little Coyote, and The Hot Chocolatier, with the Incline Railway and St. Elmo's walkable restaurant corridor just beyond. An assumable VA loan at 3.125% is also available for a qualifying, VA-eligible buyer -- contact the listing agent for a personalized comparison.

3 Beds ⋅ 3 Baths ⋅ 1531933 MLS

5505 Alabama Avenue, Chattanooga