Soddy Daisy Homes with FHA Financing available

Soddy Daisy Homes with FHA Financing available

Welcome to Soddy Daisy, Tennessee – a charming city nestled in the picturesque landscapes of Hamilton County! Known for its stunning natural beauty and a close-knit community, Soddy Daisy is the perfect blend of small-town charm and modern conveniences. With its breathtaking views of the Tennessee River and the nearby mountains, residents enjoy an outdoor lifestyle, complete with hiking, fishing, and boating opportunities.

Soddy Daisy boasts a rich history and a welcoming atmosphere, making it an ideal place for families, retirees, and everyone in between. The city is home to excellent schools, parks, and recreational facilities, ensuring that there’s something for everyone to enjoy. Whether you’re exploring the local shops, dining at delightful eateries, or attending community events, you’ll quickly discover the warmth and friendliness that define this vibrant area.

For those considering a move to this lovely city, there’s great news! Homes in Soddy Daisy are accessible with FHA financing, making it easier for first-time buyers and those looking to invest in their dream home. With a variety of housing options available – from cozy single-family homes to spacious properties – there’s something to suit every taste and budget. FHA financing opens the door to homeownership, allowing you to take advantage of lower down payments and competitive interest rates.

Discover the charm of Soddy Daisy, where community spirit thrives and the beauty of nature surrounds you. Your dream home awaits in this delightful Tennessee town!

Newest Soddy Daisy Homes with FHA Financing available

8957 Dayton Pike, Soddy Daisy
$289,000
3 Beds ⋅ 2 Baths ⋅ 1545480 MLS
**Completely renovated and move-in ready in the heart of Soddy Daisy!** This beautifully updated 3-bedroom, 2-bath home combines fresh, modern finishes with a comfortable layout designed for everyday living. Step inside to vaulted ceilings, luxury vinyl plank flooring, and a bright, open feel throughout. The renovated kitchen features new cabinetry, granite countertops, and plenty of space to gather and entertain. Outside, enjoy a flat, private yard along with covered front and back porches--perfect for morning coffee, relaxing evenings, or hosting friends and family. With stylish updates, inviting outdoor spaces, and a convenient Soddy Daisy location, this home is ready for its next owner. **Schedule your showing and come see it for yourself!**

8957 Dayton Pike, Soddy Daisy
10020 Hunter Trace Drive, Soddy Daisy
$448,000
3 Beds ⋅ 2 Baths ⋅ 1545364 MLS
Have you been searching for a home with space between your neighbors and no HOA? Then look no further! You will love having a spacious one-acre level lot! one of the biggest lots in the neighborhood! From the moment you arrive, you'll appreciate the inviting full-length front porch-the perfect place to relax with your morning or unwind at the end of your day. Inside, you'll find a move in ready home featuring new flooring throughout, a cozy gas fireplace, elegant crown molding, new windows and an open-concept living room that flows seamlessly into the eat-in kitchen. The bay windows make the kitchen bright with plenty of natural light. The kitchen has been refreshed with freshly painted cabinets, updated hardware, granite countertops, stainless-steel appliances. The laundry room is conveniently located just off of the kitchen. The master bedroom is located on the main level with a brand-new full bath, and farmhouse door. Step upstairs to find 2 spacious bedrooms with walk-in closets. The bonus room provides wonderful flexibility and the potential for a fourth bedroom, home office, playroom, media room or hobby space. The spacious, fenced backyard is perfect for pers, play, gardening, and entertaining. Take advantage of summer days by the above-ground pool, ideal for gatherings with family and friends. There are 2 storage sheds for plenty all your storage needs! An attached garage offers added convenience. If you are looking for a home with room to spread out, a private setting, and inviting indoor and outdoor living spaces, this property is a must-see! Schedule your showing today and make this your home sweet home before the holidays!

10020 Hunter Trace Drive, Soddy Daisy
860 Tommie Lane, Soddy Daisy
$360,000
3 Beds ⋅ 2 Baths ⋅ 1545302 MLS
Welcome to 860 Tommie Lane in Soddy Daisy, Tennessee! This charming home offers beautiful mountain views, thoughtful updates, and plenty of space to make your own. Enjoy your morning coffee or unwind in the evenings on the covered front porch while taking in the scenic mountain views. Inside, you'll find a spacious layout with the primary bedroom conveniently located on the main level, hardwood inspired tile flooring throughout the first floor, newer carpet upstairs, and an abundance of storage throughout the home. Numerous renovations were completed in 2020, including a new roof, HVAC system, and an updated kitchen featuring new cabinetry and solid surface countertops. One of the standout features of this property is the 900+ square foot unfinished basement, offering endless possibilities for additional living space, a workshop, or storage. The home also features a spacious covered back porch and two separate garages, including an attached two-car garage on the main level and an additional garage at the basement level. Whether you need space for multiple vehicles, recreational equipment, a workshop, or extra storage, this property offers plenty of flexibility. Conveniently located just minutes from Chickamauga Lake and Highway 27, this home offers the perfect combination of peaceful surroundings and easy access to everyday conveniences. With mountain views, valuable updates, exceptional storage, and room to grow, 860 Tommie Lane is one you won't want to miss. Schedule your private showing today! *Agent has personal interest in this property*

860 Tommie Lane, Soddy Daisy
1013 Hotwater Road, Soddy Daisy
$350,000
2 Beds ⋅ 1 Baths ⋅ 1545262 MLS
Don't miss your opportunity to own this remodeled two-bedroom, one-bath home on 6.58 acres in Soddy-Daisy! Located near Little Soddy Creek and Little Soddy Trailhead, this property offers room to spread out and enjoy the outdoors. Schedule your showing today and discover all this home and acreage have to offer! Soil work has been completed giving the potential to build another home on the property. The buyer is responsible to do their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property.

1013 Hotwater Road, Soddy Daisy
11520 Herons Haven Drive 71, Soddy Daisy
$519,000
3 Beds ⋅ 2 Baths ⋅ 1545229 MLS
Welcome to The Inlet in Soddy Daisy!! The latest community by Pratt Home Builders that features the peace and serenity of the beautful East-Tennessee landscape. The Silverton home plan offers style, elegance, and plenty of curb appeal with the front covered porch and 3rd car garage. This new home features stunning, modern, and high-quality finishes that were hand-selected by professional interior designers. The home provides single level living with 3 bedrooms and 2 bathrooms, keeping everything conveniently close at hand - no stairs required! It's perfect for downsizing or simply right-sizing your living area. A spacious kitchen and a great room that is filled with natural light from the wall of windows, making every morning a cheerful one. A classical kitchen features tile backsplash, Quartz counter-tops, soft close white cabinets with undercabinet lighting, a large kitchen island, gas cooktop with range hood, and walk-in pantry. Enjoy the spacious main bedroom complete with a luxurious, spa-worthy en suite that includes a tile shower, separate water closet, double vanity and walk-in closet for all your attire. The right-sized laundry room features a sink and cabinet to help oraganize the messy times as well. Step onto your covered back patio to enjoy the naturally-peaceful sounds of Soddy Daisy.

11520 Herons Haven Drive 71, Soddy Daisy
11005 N Harbor Road, Soddy Daisy
$540,000
4 Beds ⋅ 4 Baths ⋅ 1545050 MLS
Space, privacy and options, just minutes from Chickamauga Lake in Soddy-Daisy! This well-kept home comes with 3.2 acres across three lots: the home site plus two additional subdivided lots of land. Keep them all for extra room and privacy, create a family compound, or sell the extra lots off. The versatility is endless. Out back, the private in-ground pool is a beautiful backdrop to your next party. There's a chicken coop with plenty of room to raise a flock, endless options for gardening, and deer come through the property regularly. Inside, you have plenty of space to spread out or entertain, with a dedicated dining room, and multiple living spaces. Upstairs, two of the bedrooms share a Jack and Jill Bathroom, The primary bedroom has a private en suite, plus a soaking tub, and you will also find an additional bedroom with an ensuite bathroom over the garage. The upstairs and downstairs each have their own HVAC unit. There are two water heaters: an electric tank replaced in 2025 and an electric tankless unit. Built in the 1980s, the home has solid bones, a classic layout and careful upkeep. Move right in and enjoy it, or update it over time. This homestead is waiting for it's next owner who loves privacy and being in close proximity to Chickamauga Lake.

11005 N Harbor Road, Soddy Daisy
2566 Heron Cove Lane, Soddy Daisy
$1,100,000
5 Beds ⋅ 5 Baths ⋅ 1545021 MLS
Enjoy unobstructed, year-round Chickamauga Lake views from nearly every room in this Rivers Edge home, with a community walking trail to Harbor Lights Marina. Multiple covered balconies, a screened deck, wraparound porch, and new patio offer exceptional spaces for relaxing and entertaining. The two-story great room features a gas fireplace and access to the screened deck. The renovated kitchen boasts updated cabinetry, granite countertops, stainless appliances, and under-cabinet lighting. The main-level primary suite opens to a covered porch and offers a walk-in closet and updated ensuite bath with dual showerheads. A second bedroom is also on the main level. Nine-foot ceilings, multiple flex spaces, and lake-view balconies off the upstairs guest bedrooms add versatility and charm. The recreation room features a second gas fireplace. The newly finished 700-SF basement adds a wet bar, full bath, and patio with a screened trifold door that opens to the outdoors. A new under-deck porch expands the outdoor living space. The rec area also includes a new dry bar with cabinetry, wine refrigerator, and separate standing refrigerator. Recent updates include new HVAC, tankless water heater, water softener, kitchen and basement refrigerators, and replacement windows in the kitchen, family room, bedroom, bath, and basement. A three-car main-level garage offers exceptional parking and storage for vehicles, boats, or personal watercraft, along with a workshop. Enjoy Rivers Edge amenities, including a community pool and clubhouse, with Harbor Lights Marina and Zois Restaurant nearby. Experience lake living with room to relax, entertain, and play!

2566 Heron Cove Lane, Soddy Daisy
10796 Thatcher Crest Drive, Soddy Daisy
$515,000
3 Beds ⋅ 3 Baths ⋅ 1544994 MLS
Spacious 3-Bedroom Home with In-Law Suite, Finished Basement & Outdoor Living! Welcome to this versatile and beautifully appointed 3-bedroom, 3-bath home offering plenty of space, comfort, and flexibility for a variety of lifestyles! Featuring an inviting open-concept floor plan, bamboo hardwood flooring, a cozy fireplace, granite countertops, and stainless steel appliances, this home blends everyday functionality with comfortable living and entertaining. The thoughtfully designed layout includes a private in-law suite with its own kitchenette, perfect for extended family, guests, or a private retreat. Alternatively, the space can serve as an additional family room to suit your needs. The basement offers even more possibilities, such as a game room area plus two additional rooms ideal for a home office, gym, hobby room, or extra storage. A dedicated storm shelter and workshop add even more practicality and peace of mind. Enjoy added convenience and efficiency with a whole-house water filtration system, leaf guards, lawn irrigation, landscaping, and a security system. Step outside to a beautiful rear deck and screened porch overlooking a large, fenced backyard--an ideal setting for relaxing evenings, outdoor gatherings, and entertaining family and friends. A spacious 22' x 32' carport provides additional covered parking for multiple vehicles, recreational equipment, or extra storage. Located approximately 20 minutes from beautiful Chickamauga Lake, this property offers the perfect combination of versatile indoor living, outdoor enjoyment, and room to make it your own. Whether you're looking for multigenerational living, extra space for hobbies and working from home, or a home with plenty of room to entertain, this property has so much to offer! Space, flexibility, and functionality all in one place--come see the possibilities for yourself!

10796 Thatcher Crest Drive, Soddy Daisy
1767 Breeze Drive, Soddy Daisy
$365,000
3 Beds ⋅ 2 Baths ⋅ 1544773 MLS
Single-level living does not have to mean cookie-cutter compromise. Framed by classic stone-and-brick curb appeal in Rolling Hills, this home cuts out the stairs without sacrificing high-impact design. The living area kicks off with soaring high ceilings, rich hardwoods, and a focal-point gas fireplace ready for crisp evenings. In the kitchen, granite counters, a walk-in pantry, and a freestanding gas range turn weeknight dinners into something you actually look forward to. Your primary suite delivers a true everyday reset, featuring a walk-in closet and a double-vanity en suite bath. Two flexible guest bedrooms handle kid zones, visiting family, or quiet remote work without crowding the floor plan. Out back, the sun deck opens to nearly half an acre of flat, usable lawn wrapped in evergreen privacy- prime territory for dogs, gardens, and fire pits. Everyday practical perks include an attached two-car garage, ultra-low taxes, and zero HOA rules dictating your lifestyle. Factor in the possibility of assumable financing eligibility, and this Soddy-Daisy spot is as sharp on the balance sheet as it is in person.

1767 Breeze Drive, Soddy Daisy
1699 Short Leaf Lane, Soddy Daisy
$260,000
3 Beds ⋅ 3 Baths ⋅ 1544672 MLS
Welcome to this beautiful, move-in-ready 3-bedroom, 2-full-bath, one-level townhome in desirable Soddy-Daisy! This property perfectly combines comfort, convenience, and value, offering a spacious driveway, a single-car garage with extra storage, and brand-new carpet just installed throughout. It stands out with a unique layout designed for exceptional privacy: the rear portion of the home--including the den and the primary suite--does not share a wall with the neighboring unit, giving you an unexpectedly quiet and separate feel. Outside, you can relax or entertain on your own patio, surrounded by good-sized front and side yards that offer plenty of space for a little gardening. The location is hard to beat, offering the perfect blend of outdoor recreation, city amenities, top-rated schools, and the benefit of county-only taxes. You are just 5 minutes from public water access and Chester Frost Park, and only 10 minutes from the Northgate area's premier shopping, dining, and a top-100 cardiac hospital for convenient healthcare peace of mind. Best of all, making homeownership a reality is easier here. The property is located in a USDA-eligible area, meaning qualified buyers may secure zero-down financing (subject to lender and property approval). A one-year home warranty is optional. Whether you are buying your first home, downsizing, or searching for low-maintenance living, this Soddy-Daisy gem deserves a spot at the very top of your list

1699 Short Leaf Lane, Soddy Daisy
11169 Loop Road, Soddy Daisy
$325,000
3 Beds ⋅ 2 Baths ⋅ 1544551 MLS
This three-bedroom, two-bath home in Soddy-Daisy sits on a 2.08-acre lot and offers versatile possibilities. An attached single-car garage and mudroom lead into the den, while the spacious kitchen opens to the living room. The home also includes three generously sized bedrooms, two full bathrooms, and an office area adjoining the bedroom wing.

11169 Loop Road, Soddy Daisy
826 Brooke Stone Drive, Soddy Daisy
$725,000
4 Beds ⋅ 5 Baths ⋅ 1544549 MLS
Welcome to this beautiful well-kept home with great curb appeal in a quiet cul-de-sac. As you come inside the front door, you will see a large foyer and dining room with a built-in buffet that is adjacent to the kitchen which makes this floor plan ideal for entertaining. The great room also features built-in cabinets for storage and a fireplace to keep you warm and toasty on cold winter nights. The kitchen is open to the breakfast area, great room and the large, screened porch which looks out onto the private backyard with a fire pit. The great room, dining room, foyer and kitchen all have hardwood flooring. The main level has 3 bedrooms and 2.5 bathrooms and upstairs has a bedroom/bonus room with its own bath. The main-level primary suite is a true retreat with a spacious en-suite featuring double vanities, shower, tub and large walk-in closet. The laundry room is on the main level, and it is large with cabinets and a closet for maximum storage. The basement is finished and is the perfect place for a media room, an office/fitness space, and has a half bath and tons of storage. There is also a utility garage with its own entrance and separate driveway. Outside is your beautiful private personal oasis surrounded by woods and has a fire pit to have family time roasting marshmallows on cool evenings. Very peaceful and quiet! Home has a 1-year-old roof that has 50-year architectural shingles, new carpeting in all the main level bedrooms and the bedroom/bonus room. Fresh paint throughout the home. Home is ready to move in! Community has a clubhouse and pool, ready to make fun summertime memories. The club house can be rented for parties for a nominal fee. Don't miss out on this one. Schedule a showing today.

826 Brooke Stone Drive, Soddy Daisy
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