Black Creek Chattanooga Homes with FHA Financing available

Black Creek Chattanooga Homes with FHA Financing available

Welcome to Black Creek Chattanooga, a vibrant and inviting subdivision nestled in the heart of Hamilton County, Tennessee. This charming community offers a perfect blend of modern living and natural beauty, making it a sought-after destination for families, professionals, and retirees alike. With its picturesque landscapes and friendly atmosphere, Black Creek is more than just a place to live; it's a lifestyle choice.

One of the standout features of Black Creek Chattanooga is its diverse range of homes, designed to accommodate various tastes and budgets. Whether you’re looking for a cozy starter home or a spacious family residence, you’ll find options that suit your needs. Plus, for those looking to finance their dream home, FHA financing is available, making homeownership more accessible than ever. This means you can take advantage of lower down payments and more flexible credit requirements, helping you step into your new life in Black Creek with ease.

Residents of this subdivision enjoy a wealth of amenities, including scenic walking trails, parks, and community spaces that foster connection and outdoor enjoyment. The location offers convenient access to Chattanooga's vibrant downtown, where you can explore delightful dining, shopping, and cultural experiences.

Living in Black Creek Chattanooga means embracing a community-oriented lifestyle while enjoying the beauty of the Tennessee landscape. Come discover your perfect home in this enchanting subdivision and experience the warmth and charm that make Black Creek a wonderful place to call home!

Newest Black Creek Chattanooga Homes with FHA Financing available

3130 River Gorge Drive 960, Chattanooga
$1,095,000
4 Beds ⋅ 4 Baths ⋅ 1545766 MLS
Luxury New Construction in Black Creek Golf Community, Chattanooga, Tennessee | Built by Trust Tailored Homes! Experience elevated luxury living at the top of Black Creek Mountain! Nestled within the highly sought-after Black Creek Golf Community, this exceptional new construction home by Trust Tailored Homes offers a stunning combination of timeless architecture, sophisticated finishes, and thoughtfully designed living spaces. From the moment you arrive, the beautiful architectural details and inviting entrance set the stage for the elegance found throughout this remarkable home. Step inside and discover an impressive open-concept design featuring tall ceilings, beautiful hardwood flooring, abundant natural light, and luxurious finishes throughout. The spacious Great Room serves as the heart of the home, featuring a beautiful fireplace and an effortless flow into the dining area and gourmet kitchen, creating the perfect setting for both everyday living and entertaining. The gourmet kitchen is truly a showstopper! Designed with both beauty and functionality in mind, it features an oversized island, stunning quartz countertops, a coordinating quartz backsplash, custom cabinetry, and premium Monogram stainless steel gas appliances, including a built-in refrigerator. A convenient pot filler adds another touch of luxury, while the spacious walk-in pantry provides exceptional storage. Every detail has been carefully selected to create a kitchen that is as functional as it is beautiful. The main-level Primary Suite offers a private retreat, thoughtfully positioned away from the home's main gathering spaces. The luxurious Primary Bath features a soaking tub, separate shower, dual vanities, and a generous walk-in closet, providing the perfect place to relax and unwind. Also located on the main level is a private second bedroom with convenient access to a full bathroom, ideal for guests or family. A dedicated study provides a quiet space for working from home, while the spacious laundry room, mudroom, and additional powder room offer everyday convenience. Outdoor living is an important part of this exceptional design! Enjoy the centrally located outdoor living area, thoughtfully positioned between the Primary Suite and Great Room, providing a wonderful extension of the home's entertaining spaces. An additional covered front porch welcomes guests and enhances the home's inviting curb appeal. Upstairs, you'll discover two additional spacious bedrooms, a full bathroom, and a large Bonus Room, offering tremendous flexibility for a media room, recreation area, additional family gathering space, or private retreat. Walk-in closets and additional storage areas provide the functionality today's homeowners appreciate. Car enthusiasts and golf lovers alike will appreciate the two-car garage plus a separate golf cart garage, providing convenient space for vehicles, golf carts, and additional storage. Located at the top of the prestigious Black Creek Golf Community, this home offers an exceptional opportunity to enjoy the beauty of mountain living while remaining conveniently located to downtown Chattanooga, shopping, dining, and entertainment. Trust Tailored Homes is known for its attention to detail, quality craftsmanship, and luxurious finishes. From the thoughtfully designed floor plan to the beautiful architectural features and carefully selected materials, this home has been created for those who appreciate both elegance and comfort. Luxury, location, and exceptional craftsmanship come together in this remarkable Black Creek home. Welcome to mountain living at its finest!

3130 River Gorge Drive 960, Chattanooga
412 Renaissance Court, Chattanooga
$269,900
2 Beds ⋅ 2 Baths ⋅ 1545696 MLS
Fantastic floor plan on Renaissance Court in the desirable Black Creek golf course community close to downtown Chattanooga! This 2 bedroom, 2 bath unit offers space, quality finishes, a deep single bay garage, an open floor plan, new carpet and paint in the bedrooms, an outdoor living space and great community amenities, including a pool, dog park, sidewalks, ponds and the opportunity to join the Black Creek Golf Club. Thiis unit has a first-floor foyer with access to the garage with the remainder of the living space on the 2nd floor. The living room is open to the kitchen and dining room and has wonderful arched doorways and built-in features with the kitchen boasting a raised bar, black and stainless appliances, a pantry and access to the double door laundry closet. The primary bedroom is spacious with a sliding glass door to the balcony, a walk-in closet and a private bath. The guest bedroom is on the opposite side of the unit and has a shared guest bath. Simply a wonderful opportunity for the buyer seeking the ease of condo living in a desirable locale, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

412 Renaissance Court, Chattanooga
4164 Amethyst Road, Chattanooga
$949,000
3 Beds ⋅ 3 Baths ⋅ 1545256 MLS
Under construction in Black Creek - estimated completion January 2027. Selections are made, and the photos are renderings for illustration only; final finishes may vary. The Orchard Hill plan is a one-level home with 3 bedrooms, 3 full baths and 2,021 sq ft on a crawl space, with 10-ft ceilings, 2x6 walls and coffered ceilings in the great room and foyer. The great room centers on a wood-burning fireplace with stone to the ceiling. The kitchen has a farmhouse sink, a pot filler over the 36-in gas range, quartz counters with a full quartz backsplash wall, an island, a pantry and a desk. It also has a GE Cafe appliance package (refrigerator, range, wall hood, built-in microwave and dishwasher), soft-close cabinets with a trash pull-out, and LED under-cabinet lighting. The primary suite offers a freestanding tub, a walk-in tile shower tiled to the ceiling with frameless glass, a quartz double vanity and a walk-in closet with a shelving system. A second bedroom suite, a study/third bedroom and a third full bath with a walk-in shower complete the plan, along with a gallery, a mud room with built-ins and a laundry room. Throughout: LVP flooring, tile baths, Delta fixtures, comfort-height toilets, Kichler lighting with chandeliers and island pendants, and smooth walls. Systems include a gas tankless water heater, a dual-fuel HVAC system, 200-amp service and Cat 6 wiring. The exterior has fiber-cement board-and-batten and lap siding with brick and herringbone brick-paver porches, architectural shingles with standing-seam metal accents, copper half-round gutters, aluminum-clad windows and a mahogany front door. Outside are a screened porch, a 26-ft front porch with pine ceilings, a 2-car garage, a concrete driveway and sod. Black Creek amenities include golf, a clubhouse, a pool, tennis and pickleball, about 20 minutes from downtown Chattanooga.

4164 Amethyst Road, Chattanooga
4152 Amethyst Road, Chattanooga
$1,089,000
4 Beds ⋅ 4 Baths ⋅ 1545254 MLS
Under construction in Black Creek - estimated completion February 2027. Selections are made, and the photos are renderings for illustration only; final finishes may vary. The Beaumont plan offers 4 bedrooms, 4 full baths and 2,741 sq ft. Three bedrooms are on the main level, including the primary suite, and the upstairs holds a bedroom, a full bath, a flex room and storage. The home sits on a crawl space with 10-ft main-level ceilings and 2x6 walls. The living room has a wood-burning fireplace with brick to the ceiling, and the dining room features post-and-beam detail. The kitchen has quartz counters and backsplash with waterfall ends, a two-tone island and range hood, a pot filler and a pantry. It also has a GE Cafe appliance package (refrigerator, 36-in gas range, wall hood, built-in microwave and dishwasher), soft-close cabinets with a trash pull-out, and LED under-cabinet lighting. The primary suite offers a wood-detailed tray ceiling, a freestanding tub, a walk-in shower tiled to the ceiling with frameless glass, a quartz double vanity and a walk-in closet with a shelving system. Each secondary bath has its own tile design. Throughout: LVP flooring, a checkerboard foyer, a mud room, a laundry room with cabinets, Delta fixtures, Kichler lighting and smooth walls. Systems include a gas tankless water heater, a dual-fuel HVAC system, 200-amp service and Cat 6 wiring. The exterior has fiber-cement siding, a brick front with cast-stone lintels, shutters, architectural shingles with standing-seam metal accents, black aluminum-clad windows and a mahogany front door with sidelights. Outside are a screened porch, a 32-ft front porch with pine ceilings, a 2-car garage, a concrete driveway and sod. Black Creek amenities include golf, a clubhouse, a pool, tennis and pickleball, about 20 minutes from downtown Chattanooga.

4152 Amethyst Road, Chattanooga
3122 River Gorge Drive 959, Chattanooga
$1,095,000
4 Beds ⋅ 4 Baths ⋅ 1545094 MLS
Luxury Mountain Living in Black Creek Golf Community!! Experience elevated luxury living at the top of the mountain in Chattanooga's highly sought-after Black Creek Golf Community! Surrounded by gorgeous mountain views and breathtaking natural beauty, this exceptional 4-bedroom home with a spacious bonus room offers a remarkable combination of timeless architecture, sophisticated finishes, and thoughtfully designed living spaces. From the moment you enter the welcoming foyer, you'll appreciate the attention to detail, beautiful hardwood flooring, and abundance of natural light that fills this stunning home. Expansive windows create a bright, inviting atmosphere while bringing the beauty of the surrounding mountain setting indoors. Designed for both elegant entertaining and comfortable everyday living, the heart of the home features a magnificent Great Room that flows seamlessly into the gourmet kitchen and dining areas. The chef-inspired kitchen is a true showpiece, featuring luxurious quartz countertops, an oversized island, premium Monogram stainless steel gas appliances, a farmhouse sink, pot filler, custom cabinetry, and beautiful designer finishes. Whether preparing a quiet family dinner or entertaining guests, this exceptional kitchen is sure to impress. The main-level Primary Suite offers a private retreat designed for relaxation and comfort. The spacious bedroom is complemented by a luxurious spa-inspired bathroom featuring a freestanding soaking tub, beautifully tiled shower, dual vanities, elegant finishes, and a generous walk-in closet. Every detail has been thoughtfully selected to create a peaceful sanctuary. Also on the main level, you'll discover a private study, perfect for a home office or quiet retreat, along with a spacious dining room, convenient powder room, laundry room, walk-in pantry, and mudroom. Beautiful hardwood flooring extends throughout the main living areas, adding warmth and sophistication to the home's elegant interior. Upstairs, three additional bedrooms provide comfortable accommodations for family and guests, while the spacious bonus room offers endless possibilities for a media room, game room, second family room, or private entertainment space. Hardwood flooring continues throughout the upstairs hallway and bonus room, creating a beautiful transition between living spaces. Outdoor living is equally impressive! Enjoy the covered outdoor living area, ideal for relaxing, entertaining, or simply enjoying the peaceful mountain surroundings. An additional covered upper-level porch provides another inviting space to take in the beautiful setting and fresh mountain air. Completing this exceptional home is a spacious three-car garage, offering generous room for vehicles, storage, and everyday convenience. Located within the prestigious Black Creek Golf Community, this home offers the perfect balance of luxury, natural beauty, and an extraordinary mountain lifestyle. Enjoy the charm of this beautiful community while remaining conveniently located to downtown Chattanooga, shopping, dining, and entertainment. This is more than just a beautiful home -- it's an opportunity to experience luxury mountain living at its finest. From the exquisite interior finishes to the gorgeous views and exceptional setting, every detail creates a home you'll be proud to call your own.** Welcome home to Black Creek, where luxury meets mountain living!

3122 River Gorge Drive 959, Chattanooga
408 Renaissance Court, Chattanooga
$325,000
2 Beds ⋅ 2 Baths ⋅ 1544104 MLS
Beautiful two bedroom, 2 bath condominium in the desirable Black Creek golf course community just minutes from downtown Chattanooga and close to schools, parks, hospitals and more! This 2 bedroom, 2 bath walk-up unit has so many desirable features, including multiple arched doorways, crown moldings, recessed and decorative lighting, spacious rooms, tall ceilings, plantation shutters, great natural lighting, a covered balcony overlooking the shared green space and the townhome community pool, and a coveted double garage. Your tour begins with entry to the foyer with access to the garage. The remainder of the square footage is on the 2nd level and includes the kitchen which is open to the breakfast area and has access to the balcony, plus 2 pantries and an arched pass through with a raised breakfast bar to the formal dining room. The dining room has built-in shelves and overlooks the great room 2 steps down which has a vaulted ceiling and a gas fireplace and will quickly become a favorite spot to gather and entertain. The bedrooms are split with the primary bedroom having a nice walk-in closet and access to the balcony and the primary bath. The primary bath has a dual vanity, jetted tub and separate tiled shower. The guest bedroom is on the opposite side adjacent to the full guest bath and a built-in desk area with an extra closet. All this, and the community also offers a dog park, green spaces, ponds, and close proximity to the amenities offered separately by the Black Creek Club, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

408 Renaissance Court, Chattanooga
2962 River Gorge Drive 941, Chattanooga
$1,095,000
4 Beds ⋅ 4 Baths ⋅ 1544045 MLS
Welcome to 2962 River Gorge Drive, an exceptional new luxury home situated atop Black Creek Mountain in the highly sought-after Black Creek Community. Prominently positioned along the Boulevard, this beautiful 4-bedroom, 3.5-bath residence offers an impressive combination of sophisticated design, thoughtful functionality, and comfortable everyday living--all just minutes from downtown Chattanooga. Step inside to a welcoming open foyer, where the thoughtfully designed floor plan immediately unfolds. To one side is a Private Guest Ensuite with a walk-in Closet, providing an ideal retreat for family or overnight guests. On the opposite side, a Private Study creates a quiet and elegant space for a home office, library, or sitting room. Continue through the foyer into the Heart of the home, where the Dining area, Great Room, and Gourmet Kitchen flow beautifully together while maintaining their own distinct spaces. Designed for both entertaining and everyday living, the Kitchen features an oversized Island, Quartz Countertops, Built-in Microwave & Refrigerator, oversized Gas Range with Custom Hood, Stainless Steel Monogram Appliances, and a spacious walk-in Pantry. Beyond the Great Room, the home transitions effortlessly to the Covered Outdoor Living area, creating a wonderful extension of the interior living space. A conveniently located Powder Room completes this portion of the main level. Privately situated toward the rear of the home, the Primary Suite is spacious and serene. The luxurious Primary Bath features Dual Vanities, a Garden Tub, large Tiled Shower with frameless glass enclosure, private Water Closet, and an oversized Walk-in Closet--creating a true owner's retreat. The rear of the home also features a Three-Car Garage. Entering from the garage, you'll find a dedicated Mudroom and generously sized Laundry Room, providing the practical spaces today's homeowners appreciate. Upstairs, you'll discover two additional Bedrooms, a Full bath, and a large Bonus/Media Room offering endless possibilities for movie nights, a game room, playroom, or additional gathering space. A convenient walk-in attic area provides valuable storage. And then there is the location; Black Creek offers the beauty and atmosphere of mountain living while placing you approximately 10 minutes from downtown Chattanooga. Twice recognized by *Outside Magazine* as the **"Best Town Ever,"** Chattanooga is celebrated for its incredible outdoor recreation, Tennessee Riverfront, outstanding restaurants, boutique shopping, museums, entertainment, and live music. Whether you're heading downtown for dinner, spending the day outdoors, or simply enjoying the privacy and beauty of Black Creek Mountain, 2962 River Gorge Drive offers the opportunity to enjoy an exceptional home in an exceptional setting. Your new home is waiting. Schedule your private showing today!

2962 River Gorge Drive 941, Chattanooga
2954 River Gorge Drive 940, Chattanooga
$1,095,000
4 Beds ⋅ 4 Baths ⋅ 1543792 MLS
Welcome to 2954 River Gorge Drive, an exceptional new luxury home situated atop Black Creek Mountain in the highly sought-after Black Creek Community. Prominently positioned along the Boulevard, this beautiful 4-bedroom, 3.5-bath residence offers an impressive combination of sophisticated design, thoughtful functionality, and comfortable everyday living--all just minutes from downtown Chattanooga. Step inside to a welcoming open foyer, where the thoughtfully designed floor plan immediately unfolds. To one side is a Private Guest Ensuite with a walk-in Closet, providing an ideal retreat for family or overnight guests. On the opposite side, a Private Study creates a quiet and elegant space for a home office, library, or sitting room. Continue through the foyer into the Heart of the home, where the Dining area, Great Room, and Gourmet Kitchen flow beautifully together while maintaining their own distinct spaces. Designed for both entertaining and everyday living, the Kitchen features an oversized Island, Quartz Countertops, Built-in Refrigerator and Microwave, oversized Gas Range with Custom Hood, Stainless Steel Monogram Appliances, and a spacious walk-in Pantry. Beyond the Great Room, the home transitions effortlessly to the Covered Outdoor Living area, creating a wonderful extension of the interior living space. A conveniently located Powder Room completes this portion of the main level. Privately situated toward the rear of the home, the Primary Suite is spacious and serene. The luxurious Primary Bath features Dual Vanities, a Garden Tub, large Tiled Shower with frameless glass enclosure, private Water Closet, and an oversized Walk-in Closet--creating a true owner's retreat. The rear of the home also features a Three-Car Garage. Entering from the garage, you'll find a dedicated Mudroom and generously sized Laundry Room, providing the practical spaces today's homeowners appreciate. Upstairs, you'll discover two additional Bedrooms, a Full bath, and a large Bonus/Media Room offering endless possibilities for movie nights, a game room, playroom, or additional gathering space. A convenient walk-in attic area provides valuable storage. And then there is the location; Black Creek offers the beauty and atmosphere of mountain living while placing you approximately 10 minutes from downtown Chattanooga. Twice recognized by *Outside Magazine* as the **"Best Town Ever,"** Chattanooga is celebrated for its incredible outdoor recreation, Tennessee Riverfront, outstanding restaurants, boutique shopping, museums, entertainment, and live music. Whether you're heading downtown for dinner, spending the day outdoors, or simply enjoying the privacy and beauty of Black Creek Mountain, 2954 River Gorge Drive offers the opportunity to enjoy an exceptional home in an exceptional setting. Your new home is waiting. Schedule your private showing today!

2954 River Gorge Drive 940, Chattanooga
5012 Ravinia Lane 1442, Chattanooga
$1,400,000
4 Beds ⋅ 4 Baths ⋅ 1543350 MLS
BUILD YOUR CUSTOM HOME WITH CURATE on this private, wooded homesite! PERSONALIZE WITH CURATE'S IN-HOUSE DESIGN TEAM The Elderwood is thoughtfully designed to live like a single-story home, with three bedrooms conveniently located on the main level. The spacious primary suite offers a private retreat, featuring split vanities framed by graceful arched openings, an oversized tile shower with a dedicated drying area, and a generous walk-in closet. A second en suite bedroom provides privacy and comfort for family or overnight guests, while the third bedroom offers flexibility for additional sleeping space or a study. At the heart of the home, an open kitchen and living area creates an effortless setting for everyday life and entertaining. An oversized 10-foot island anchors the kitchen, while the large walk-in pantry offers ample space for cabinetry, storage, and a scullery-style layout. Abundant windows fill the home with natural light, and the living room flows seamlessly onto the covered rear porch, extending the gathering space outdoors. The upper level provides valuable overflow space without sacrificing the convenience of main-level living, along with ample walk-out attic storage. A three-bay garage completes the plan with room for vehicles, hobbies, or additional storage. With its intentional architecture, welcoming gathering spaces, and flexible layout, The Elderwood offers a beautifully considered approach to modern living. Buyers who purchase before drywall may also have the opportunity to work with Curate's interior designer to personalize interior finishes throughout the home. Lot and build opportunity only. Home shown is a proposed design. Final pricing, square footage, and features will vary based on buyer selections. Build your dream home with Curate and create a residence tailored to your lifestyle.

5012 Ravinia Lane 1442, Chattanooga
555 Alston Drive, Chattanooga
$579,900
3 Beds ⋅ 2 Baths ⋅ 1541633 MLS
One-level & easy-maintenance living in Black Creek! Come see this three-bedroom residence featuring a thoughtfully designed open floor plan, perfect for easy living and entertaining. Kitchen seamlessly connects to the dining room and living area, creating a warm and inviting space. High ceilings and hard wood floors add a touch of elegance and sophistication throughout the home. Enjoy evenings around the fireplace in the spacious living room or retreating to the main ensuite for a relaxing night. This home is designed to provide comfort and style! Black Creek Community offers a lifestyle that caters to a variety of interests. Events are an integral part of Black Creek club membership, with dedicated staff investing time, energy, and thought into planning memorable gatherings. Wine tastings, Pops on the Patio, and golf events like the Bullseye Golf Tournament provide opportunities for club members and their families to celebrate holidays, socialize, and meet new people. In addition to social events, the community features a well-maintained Sports Complex, dog park, and pavilions. Residents enjoy the peace of mind provided by 24-hour video surveillance and daily police patrols. Don't miss out on the opportunity to reside in the Black Creek Community. Whether you're an avid golfer, prefer lounging by the pool, or dining at the community restaurant, this home and community offer something for everyone. This home is priced to sell!!!

555 Alston Drive, Chattanooga
4134 Night Owl Court, Chattanooga
$799,000
3 Beds ⋅ 3 Baths ⋅ 1540346 MLS
Beautifully renovated 2,374 sq ft home built in 2001. This inviting 3 bedroom 2 1/2 bath home has been thoughtfully updated throughout. In 2022, the home received modernized kitchen which included new cabinets, countertops and appliances. Completely renovated bathrooms featuring new tiled floors and showers along with new cabinets and included a soaker tub in the master bath. Also included are gleaming hardwood floors, fresh paint, roof over the deck, new tile for the patio. The primary suite stands out with an attached sitting room perfect for a private retreat or home office, plus a customized walk-in closet designed for organization and convenience. Spacious, stylish, and ready for its next chapter.

4134 Night Owl Court, Chattanooga
1111 Renaissance Court, Chattanooga
$284,900
2 Beds ⋅ 2 Baths ⋅ 1539358 MLS
Simplify your lifestyle without compromising on elegance. Tucked into the scenic backdrop of Black Creek where you can enjoy miles of hiking trails, multiple ponds, a playground and dog park, is this exquisite two-bedroom, two-bath condo pairs low-maintenance ease with architectural sophistication. Soaring ceilings, rich hardwoods, tile flooring, and distinctive arched doorways set a grand tone, while oversized windows and transoms flood every room with natural light. At the heart of the home, an open great room features custom built-ins, a built-in workspace, and a cozy gas-log fireplace. Glass doors open to a private balcony framing peaceful mountain views--the perfect setting for morning coffee or casual entertaining. The well-appointed kitchen offers generous cabinetry, expansive counter space, and a full appliance package, with direct access to the adjacent dining area and laundry nook. The primary suite serves as a true private retreat, complete with detailed built-ins, a massive walk-in closet, and an updated bath featuring a jetted tub, separate shower, and stylish fixtures. A spacious second bedroom also features a walk-in closet and full bath. With updated HVAC, water heater, roof, garage door, and access to a newly refreshed community pool, this is refined Black Creek living at its finest.

1111 Renaissance Court, Chattanooga
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