Mill Town Homes with USDA Loan Financing available

Mill Town Homes with USDA Loan Financing available

Welcome to Mill Town, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the vibrant Hamilton County. This picturesque community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal place for families, young professionals, and retirees alike.

Mill Town is known for its beautifully designed homes that reflect modern aesthetics while providing the comfort and warmth of a true community. With a variety of architectural styles, you’ll find everything from cozy cottages to spacious family homes, ensuring there’s something for everyone. The neighborhood is characterized by tree-lined streets, well-maintained parks, and friendly neighbors who take pride in their community.

One of the standout features of Mill Town is the availability of USDA loan financing for eligible buyers. This means that if you’re looking to purchase a home in this delightful subdivision, you may qualify for 100% financing, making homeownership more accessible than ever. With USDA loans, you can invest in your dream home without the burden of a hefty down payment, allowing you to allocate your finances toward creating a beautiful living space.

Living in Mill Town means enjoying the best of Chattanooga. Explore the nearby scenic parks, indulge in local dining experiences, or take a short drive to the bustling downtown area, where you'll find an array of shopping, entertainment, and cultural attractions.

Discover the charm of Mill Town today, and let us help you find your perfect home in this inviting community!

Newest Mill Town Homes with USDA Loan Financing available

1616 Cotton Way, Chattanooga
$399,900
3 Beds ⋅ 3 Baths ⋅ 1539796 MLS
Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. Upcoming community amenities planned for 2027 include a new pool, clubhouse, and pickleball courts, adding even more to the lifestyle Mill Town has to offer. The seller is offering $5,000 toward the buyer's closing costs with an acceptable offer, making this an opportunity you will not want to miss!

1616 Cotton Way, Chattanooga

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