Ray Jo Ests Homes with FHA Financing available

Ray Jo Ests Homes with FHA Financing available

Welcome to Ray Jo Estates, a hidden gem nestled in the vibrant city of Chattanooga, Tennessee. This charming subdivision in Hamilton County offers a unique blend of suburban tranquility and urban convenience, making it the perfect place to call home. With its picturesque tree-lined streets and friendly atmosphere, Ray Jo Estates invites you to experience a lifestyle that beautifully balances comfort and community.

The homes in Ray Jo Estates are designed with modern living in mind, featuring spacious layouts, contemporary finishes, and lush outdoor spaces perfect for family gatherings or quiet evenings under the stars. One of the standout features of this subdivision is the availability of FHA financing, making it accessible for first-time homebuyers and those looking to invest in their future. With flexible financing options, owning a home in this desirable neighborhood has never been easier.

Located just a short drive from downtown Chattanooga, residents of Ray Jo Estates enjoy easy access to a wealth of amenities, including shopping, dining, and recreational activities. The nearby parks and nature trails offer endless opportunities for outdoor adventures, while the vibrant arts and culture scene in Chattanooga provides a rich tapestry of experiences to explore.

Whether you’re seeking a cozy family home or a place to retire in peace, Ray Jo Estates has something for everyone. Discover the charm of this delightful subdivision and embrace the lifestyle you’ve always dreamed of in the heart of Tennessee. Your new home awaits!

Newest Ray Jo Ests Homes with FHA Financing available

1729 Spring View Lane, Chattanooga
$457,400
4 Beds ⋅ 3 Baths ⋅ 1545386 MLS
Welcome home to 1729 Spring View Lane, tucked away on a quiet cul-de-sac surrounded by mature trees and an oversized lot. Enjoy a peaceful setting with added privacy and beautiful mountain sunset views, all while being just 2 minutes from Publix, 5 minutes from Hamilton Place, and an easy drive to Downtown Chattanooga. A spacious private deck, generous parking, and plenty of room to entertain make this home the perfect blend of convenience and seclusion. Inside, the main level features gorgeous hardwood floors throughout, an open floor plan, and numerous updates, including newer kitchen cabinets, granite countertops, a pantry, stainless steel appliances, updated bathroom vanities and toilets, ceramic tile, and crown molding throughout. Newer French doors and several newer windows add to the home's appeal. For added peace of mind, the roof and main-level HVAC system were replaced in 2020. The fully finished basement offers exceptional flexibility with 10-foot ceilings, two bedrooms, an office, a large living room, a spacious laundry room, and a full bathroom. Complete with its own HVAC system and private deck, this lower level provides an ideal setup for an in-law suite, teenager retreat, roommates seeking separate living quarters, or potential rental income to help offset the mortgage. The oversized two-car garage adds even more functionality, featuring built-in storage shelving, pull-down attic access, and plenty of floored storage space. Whether you're looking for room to spread out, space for guests, or a flexible lower-level living arrangement, this home offers a rare combination of privacy, versatility, and convenient access to everything Chattanooga has to offer.

1729 Spring View Lane, Chattanooga

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