Chattanooga Homes under $400,000

Chattanooga Homes under $400,000

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the foothills of the Appalachian Mountains and renowned for its breathtaking scenery and rich history. Known as the "Scenic City," Chattanooga boasts a perfect blend of urban sophistication and outdoor adventure, making it an ideal place to call home. With the Tennessee River winding through the heart of the city, residents enjoy a plethora of recreational activities, from hiking and biking to boating and fishing.

Chattanooga is not just about its stunning landscapes; it is also a hub of culture and innovation. The city is home to a thriving arts scene, with galleries, theaters, and live music venues that cater to all tastes. Families will appreciate the excellent schools and community-focused atmosphere, while young professionals will find a growing job market and a lively downtown filled with restaurants, breweries, and shops.

For those looking to make Chattanooga their home, there are fantastic opportunities available, especially for homes under $400,000. The real estate market here offers a diverse range of options, from charming historic homes in established neighborhoods to modern townhouses and new constructions. With affordability and quality living in mind, you can find a home that suits your lifestyle without breaking the bank.

Whether you’re drawn to the picturesque views, the friendly community, or the rich cultural offerings, Chattanooga is a place where you can truly thrive. Explore the possibilities of homeownership in this dynamic city and discover why so many are choosing to plant their roots in beautiful Chattanooga, TN.

Newest Chattanooga Homes under $400,000

1929 Dayton Boulevard, Chattanooga
$400,000
2 Beds ⋅ 1 Baths ⋅ 1545474 MLS
Charming Bungalow, Exceptional Location & Numerous Possibilities on Dayton Boulevard! Discover a unique opportunity in the heart of Red Bank, just one mile from Chattanooga's vibrant Northshore. Offering an appealing combination of character, versatility, and investment potential, 1929 and 1927 Dayton Boulevard are being offered together, creating exciting possibilities for homeowners, entrepreneurs, and investors alike. Full of charm and personality, this inviting bungalow features 9-foot ceilings, hardwood floors, a classic clawfoot tub, and thoughtful architectural details throughout. A screened porch, private gated patio, and accent lighting create welcoming spaces for relaxing or entertaining. The distinctive garage, featuring a café-style glass door and 220-volt outlet, offers additional flexibility for parking, a workshop, or creative pursuits. Both parcels are zoned C-1, presenting potential opportunities for redevelopment, live/work arrangements, or investment uses. The adjoining parcel provides additional flexibility for potential future expansion, parking, or development. The location is equally compelling. Enjoy the convenience of walking to the eclectic mix of shops, restaurants, and studios along Dayton Boulevard, including Dirty Jane's and Ace Hardware. Whitehall Park is nearby, while the vibrant dining, shopping, and entertainment of Northshore and Downtown Chattanooga are just minutes away. A distinctive property offering charm, location, and exceptional potential in one of Red Bank's most convenient corridors. This offering invites you to explore the possibilities. More... Contact me today to schedule a tour.

1929 Dayton Boulevard, Chattanooga
994 Fortitude Trail 23, Chattanooga
$359,900
3 Beds ⋅ 2 Baths ⋅ 1545472 MLS
Under construction with estimated completion in NOVEMBER 2026. Includes Front & Rear Covered Porch and Vector Security SMART LIVING PACKAGE. For a limited time, receive $10,000 toward closing costs or design upgrades when using the builder's preferred lender and title company. This home may also qualify for Chattanooga's Down Payment Assistance Program in conjunction with THDA financing (up to $21,000). See agent for details. The Hampshire by Parkside Builders offers the ease of one level living with 3 bedrooms, 2 full baths, and a spacious 2 car garage. Designed for both comfort and convenience, the open concept layout creates an inviting space for entertaining and everyday living. This home includes exceptional upgrades, including a tiled primary shower, quartz countertops in the kitchen and primary bath, a covered rear porch, and the Parkside Smart Living Package, delivering style and modern functionality throughout. Located in Givens Park, an intimate East Brainerd community of just 28 homes, residents enjoy beautifully landscaped homesites, a peaceful walking trail, and convenient access to Hamilton Place, Trader Joe's, Whole Foods, local restaurants, coffee shops, and the highly sought after East Brainerd schools. Secure your new home now and enjoy the opportunity to own a beautifully crafted Parkside Builders home in one of Chattanooga's most desirable locations.

994 Fortitude Trail 23, Chattanooga
1110 Wheeler, Chattanooga
$169,500
2 Beds ⋅ 1 Baths ⋅ 1545463 MLS
THIS IS AN EXCELLENT OPPORTUNITY FOR A FIRST TIME HOME BUYER THAT CAN DO SOME REMODELING OR UPDATING. GREAT FOR AN INVESTOR WITH A NICE TEN ROOF, NEWER SIDING FENCED IN YARD NICE DECK ON THE BACK . NICE BACK YARD WITH A FENCED IN DOG RUN AREA. TWO BEDROOMS ONE BATH AND SEPARATE DINING ROOM.

1110 Wheeler, Chattanooga
801 Merrimac Circle, Chattanooga
$369,900
4 Beds ⋅ 3 Baths ⋅ 1545442 MLS
Discover exceptional single-level living in the heart of East Ridge, where quality craftsmanship, thoughtful renovations, and contemporary elegance come together in this beautifully reimagined residence. Nestled within a peaceful, established neighborhood, this impressive home offers convenient access to I-24 and is approximately 10 minutes from downtown Chattanooga. Meticulously updated with an emphasis on quality and attention to detail, this 4-bedroom, 3-bath home showcases fresh interior and exterior paint, new luxury vinyl plank flooring, smooth ceilings, new windows throughout, and stylish LED lighting. The stunning, completely redesigned kitchen serves as the centerpiece of the home, featuring elegant granite countertops, an expansive center island, a single-basin sink, and a full suite of Samsung appliances. Designed for both everyday functionality and effortless entertaining, this beautifully appointed space blends modern sophistication with timeless appeal. The desirable split-bedroom floor plan provides exceptional privacy, with an oversized primary suite offering a spacious walk-in closet and a beautifully updated ensuite bath featuring an elevated double vanity and contemporary fixtures. Three additional bedrooms and two full bathrooms are thoughtfully positioned on the opposite side of the home. Step outside to enjoy the expansive screened porch and adjoining deck, overlooking a private backyard ideal for relaxing or entertaining. Significant improvements include a new 14.0 SEER Ameristar HVAC system installed in December 2023, additional attic insulation, and a new water supply line from the street to the home installed in September 2026. Three ceiling fans with remote controls provide added convenience.

801 Merrimac Circle, Chattanooga
113 E Daytona Drive E, Chattanooga
$395,000
3 Beds ⋅ 2 Baths ⋅ 1545428 MLS
Discover the possibilities at 113 E. Daytona Drive! Situated on a rare 0.78-acre triple lot, this solid brick home offers approximately 1,804 square feet of living space, secluded winter views of Signal Mountain, and an impressive list of thoughtful improvements. Updates include electrical, windows, soffits, bathrooms, kitchen cabinetry, appliances, and interior doors, complemented by flooring carefully selected to preserve the home's original character. Additional features include owned solar panels powering an emergency backup system for the basement, providing an added layer of preparedness, along with drainage improvements and a sump pump. Flexible living spaces include a study, sunroom, recreation areas, and a bright porch room featuring approximately 30 feet of glass and its own dedicated heating and cooling system. The basement offers exciting potential for an accessory dwelling unit (ADU) or short-term rental, subject to applicable approvals. Outside, enjoy a terraced backyard, an expanded driveway, and the added possibilities that come with this generous triple lot. Conveniently located near downtown Chattanooga, North Shore, Red Bank, and Hixson, this distinctive property combines timeless brick construction, scenic winter views, extensive updates, and versatile living spaces. Whether you envision a comfortable home, additional living quarters, or a property with room to explore new possibilities, 113 E. Daytona Drive is an opportunity worth discovering!

113 E Daytona Drive E, Chattanooga
5903 Wentworth Avenue, Chattanooga
$314,900
3 Beds ⋅ 3 Baths ⋅ 1545426 MLS
Welcome home to 5903 Wentworth, where modern design, thoughtful craftsmanship, and comfortable living come together! This stunning 1,525-square-foot new-construction home offers an open-concept floor plan with beautiful quartz countertops, luxury vinyl plank flooring throughout, and a gorgeous fireplace that creates the perfect focal point in the living room. Designed with both entertaining and everyday living in mind, the home features spacious living areas that flow seamlessly to a large covered deck overlooking an expansive backyard -- perfect for relaxing, entertaining, or enjoying your morning coffee. Upstairs, retreat to an impressive vaulted primary suite featuring a private walkout balcony, a beautifully appointed custom primary bathroom, and a spacious custom-designed closet. Two additional bedrooms provide plenty of room for family, guests, or a home office. LOCATION, LOCATION, LOCATION! Enjoy the convenience of East Ridge living with easy access to I-75 and I-24, making commuting and getting around Chattanooga a breeze. Conveniently located near Camp Jordan Park and Sports Complex, Topgolf, Hamilton Place shopping and dining, Chattanooga Airport, and all the shopping, restaurants, and entertainment downtown Chattanooga has to offer. You're also just a short drive from the Tennessee Aquarium, the Chattanooga Riverfront, and some of the area's most popular attractions. If you're looking for beautiful new construction, modern finishes, exceptional outdoor living, and a convenient location close to everything, 5903 Wentworth is one you won't want to miss! THIS HOME IS NO LONGER IN A FLOOD ZONE CERTIFICATE IS AVAILABLE AT REQUEST

5903 Wentworth Avenue, Chattanooga
1182 E Elmwood Drive E, Chattanooga
$385,000
2 Beds ⋅ 2 Baths ⋅ 1545421 MLS
LOCATION ,LOCATION !!! You will love this beautiful home. Quality built inside and outside. Close to Downtown, Signal Mountain and Red Bank. This home offers lovely hardwood floors, , luxurious tile flooring in kitchen and bathrooms. Lots of kitchen cabinets plus a pantry. Off the spacious family room is a bonus room that leads out to a private deck and backyard. The primary bedroom has a large walk in closet. The primary bath has double vanity, jetted tub and a oversized tiled walk in shower. This home has high ceilings for that open and airy feel. The dining room has specialty lighting that offers great ambiance. French doors add that special touch from bonus room to deck . This home is in immaculate condition and is ready for you !!! A must see!!

1182 E Elmwood Drive E, Chattanooga
7031 Leslie Dell Lane, Chattanooga
$400,000
4 Beds ⋅ 2 Baths ⋅ 1545419 MLS
***Welcome to 7031 Leslie Dell Lane!*** This beautifully renovated 4-bedroom, 2-bathroom ranch-style home offers 2,465 square feet of single-level living on a 0.34-acre lot in East Brainerd. Inside, you'll find a bright, open-concept layout where the living, dining, and kitchen areas flow together, complemented by abundant natural light, new flooring, recessed lighting, and windows throughout. The all-new kitchen features white shaker-style cabinetry with brass hardware, quartz countertops, stainless steel appliances, a large island with pendant lighting, a tile backsplash, and a chimney-style vent hood. The living area is highlighted by a painted brick fireplace, creating an inviting space for gathering and entertaining. The primary suite offers its own fully remodeled bathroom featuring a tiled walk-in shower with a glass enclosure and herringbone tile detailing. An additional full bathroom has also been completely renovated and includes a double vanity and a tiled walk-in shower with a glass enclosure. The spacious 18-by-20 fourth bedroom features its own exterior entrance, offering flexibility for use as a guest room, home office, or additional living space. Throughout the home, you'll find fresh interior paint, new baseboards, and updated ceiling fans in the bedrooms. Outside, you'll find a covered front porch, a fenced backyard, fresh exterior paint, new exterior lighting, and new front, side, and back doors. Extensive improvements include all-new windows, a new heat-pump HVAC system with new ductwork, a new water heater, and new plumbing drain lines. Enjoy beautifully updated single-level living, all conveniently located just minutes from Hamilton Place Mall, I-75, and the many shopping and dining options East Brainerd has to offer. Don't let this gem of a home get away from you. Schedule your private showing today!

7031 Leslie Dell Lane, Chattanooga
9330 Cawood Circle, Chattanooga
$375,000
3 Beds ⋅ 2 Baths ⋅ 1545414 MLS
Come for the yard and stay for the space in this 3 bed, 2 bath East Brainerd home! The split foyer offers open living space upstairs and flex space with laundry downstairs that opens to your garage, storage shed and backyard. Speaking of the fully fenced backyard, this one is HUGE with basketball pad, a hill fit for sledding, room for a garden, large deck with gazebo and great view. Minutes to all the essentials, yet tucked away on a quiet cul-de-sac, 9330 Cawood packs in a lot of functionality AND fun so be sure to make it yours before the holidays!

9330 Cawood Circle, Chattanooga
7160 Arbor Leaf Lane, Chattanooga
$389,900
4 Beds ⋅ 3 Baths ⋅ 1545409 MLS
Quality construction, timeless finishes, and a convenient location come together at 7160 Arbor Leaf Lane in The Arbors! From the timeless brick exterior to the beautiful solid hardwood floors, cathedral ceiling, and detailed trim work, this home offers the craftsmanship and character buyers appreciate. Step inside to an impressive living area with high ceilings and a cozy fireplace. The kitchen continues the home's emphasis on quality, with granite countertops, well-crafted wood cabinetry, ample storage, and a generous breakfast nook. A separate formal dining room provides the perfect setting for entertaining or holiday gatherings. The spacious main-level primary suite features an elegant tray ceiling and offers a relaxing retreat with a jetted soaking tub, separate shower, dual vanities, and a walk-in closet. Upstairs, you'll find three additional bedrooms and a full bath, offering flexibility for guests, a home office, or hobbies. One of the home's most inviting features is the screened porch with its wide ceiling fan and peaceful view. Whether enjoying morning coffee, entertaining friends, or simply unwinding at the end of the day, this outdoor living space is sure to become a favorite. An adjoining open deck provides additional room to relax and enjoy the outdoors. Additional highlights include a fenced backyard, two-car garage, and access to the community walking trail, perfect for an afternoon stroll or enjoying the outdoors close to home. And while The Arbors offers a tucked-away neighborhood setting, you're just minutes from Hamilton Place, restaurants, shopping, and convenient interstate access. Beautifully designed for comfortable everyday living, with the quality finishes, thoughtful floor plan, and flexible spaces you've been looking for. Come experience 7160 Arbor Leaf Lane for yourself!

7160 Arbor Leaf Lane, Chattanooga
3726 Dorris Street, Chattanooga
$179,900
2 Beds ⋅ 1 Baths ⋅ 1545410 MLS
A covered front porch and a deep, tree-shaded backyard frame this 1940 cottage on Dorris Street. Inside, fresh paint and new-looking finishes give the whole house a clean, bright start. The porch runs across the front with a concrete floor and white rails at the steps, an easy place to sit out on a warm evening. Wood-look plank flooring runs through the main living spaces, set off by white baseboards, soft neutral walls, and flush ceiling lights. Windows on more than one wall bring in good natural light, and the living room opens toward the kitchen for an easy flow from one end of the house to the other. The eat-in kitchen is the standout. White shaker-style cabinets wrap the room, paired with warm butcher-block countertops, a white subway tile backsplash, and matte black hardware and faucet. A stainless refrigerator with water and ice in the door, an electric range with a vent hood, and a dishwasher are all in place, and the laundry area is located in the kitchen. Both bedrooms have windows that look out over the yard, and one has a generous walk-in closet with hanging rods on two sides. The full bath pairs a tub/shower combination with a gray vanity, a white top, and a dark-framed mirror. A rear utility room holds the water heater and electrical panel and leads to the back door. Outside, the 50 x 140 lot gives you real room to spread out. The backyard is long and open under a canopy of mature trees, with plenty of space for a garden, a play set, or simply a shady spot for a few chairs. Off-street parking keeps things simple. Come see it in person on a private tour.

3726 Dorris Street, Chattanooga
2104 Elmendorf Street, Chattanooga
$185,000
3 Beds ⋅ 1 Baths ⋅ 1545391 MLS
**YOUR PATH TO HOMEOWNERSHIP MAY BE CLOSER THAN YOU THINK!** Traditional financing not quite the right fit? This East Chattanooga home offers an opportunity to explore alternative paths to ownership! The seller is open to considering **creative financing options, including seller financing or lease-to-own**, with terms subject to negotiation and seller approval. This one-level home features a covered front porch, updated flooring in portions of the interior, and a detached garage. Conveniently located near Amnicola Highway, Highway 153, and Jersey Pike, with easy access to shopping, dining, and major commuting routes. **FIRST-TIME HOMEBUYERS -- DON'T OVERLOOK DOWN PAYMENT ASSISTANCE!** Qualified buyers may be eligible for up to $21,000 in combined assistance through Chattanooga's Down Payment Assistance Program and THDA, subject to program guidelines, available funding, and property eligibility. Whether you have funds available for a down payment but face challenges with traditional financing, or you're exploring assistance with upfront homebuying costs, this property is worth a closer look! Schedule your showing today and explore the possibilities! All financing options are subject to qualification, applicable requirements, and mutually agreeable terms. Down payment assistance and property eligibility must be independently verified by your lender

2104 Elmendorf Street, Chattanooga
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