Chattanooga Homes with FHA Financing available

1100 sq ft with 2 bedrooms and 1 large bathroom with beautiful backyard views of Lookout Mountain. It is a perfect starter home or retirement home. This little cottage has had many recent upgrades include a new roof, a new air conditioning unit, new countertops, modern lighting, and bathroom fixtures. The residence boasts new vinyl plank flooring throughout. Amenities include a large outdoor shed with power and a fully enclosed backyard.

3514 Kellys Ferry Road, Chattanooga

$173,000

3 Beds ⋅ 2 Baths ⋅ 1544274 MLS

3-bedroom 1 bath home located in the Shawnee Park Neighborhood of Brainerd. Private level yard. Great one level living. Perfect first-time buyer or investor opportunity. 24 hour showing notice. Tenant occupied

4129 Vaughn Road, Chattanooga

$400,000

3 Beds ⋅ 3 Baths ⋅ 1544270 MLS

NEW CONSTRUCTION | MOVE-IN READY | UPSCALE EAST BRAINERD TOWNHOME 3 Bedrooms | 3 Full Bathrooms 2 Bedrooms on the Main Level, Including the Primary Suite! NO STEPS IN OR OUT! Welcome to 2221 Jenkins Road, Unit 103, a beautifully designed new construction townhome offering 3 bedrooms, 3 full bathrooms, and low-maintenance living in desirable East Brainerd. Two bedrooms, including the primary suite, are located on the main level. The impressive living area features soaring ceilings, custom wood-wrapped beams, a custom feature wall, extensive crown molding and detailed trim work. Argon gas-insulated windows fill the space with natural light, creating a bright and inviting atmosphere. The kitchen includes custom cabinetry with dovetail-jointed soft-close drawers and doors, quartz countertops, custom tile backsplash, stainless steel appliances, a freestanding range, oversized sink, and a pantry. Additional features include luxury vinyl plank flooring, quartz surfaces throughout, a dedicated laundry space with cabinetry, foam insulated exterior walls, energy-efficient LED lighting, and a single-car garage with Wi-Fi-capable garage door opener. Thoughtfully designed for convenience and accessibility, this townhome also offers step-free entry and exit, providing seamless access in and out of the home. The main-level primary suite offers a custom tray ceiling, a spacious ensuite with an oversized vanity and a large custom tile shower, plus a generous walk-in closet with custom built-ins. The front exterior combines brick and cement fiber siding with custom LED recessed eave lighting. The Covered front and rear porches provide inviting outdoor spaces. Beautifully crafted with quality finishes and thoughtful design, this move-in-ready townhome offers refined living in a convenient East Brainerd location. Schedule your private showing today!

2221 Jenkins Road 105, Chattanooga

$419,000

3 Beds ⋅ 3 Baths ⋅ 1544269 MLS

Welcome to this beautifully designed new construction, 3 Bed, 2.5 Bath, home, where timeless curb appeal meets modern finishes and thoughtful details throughout! A charming covered front porch welcomes you inside to bright, inviting interiors and stylish finishes. The kitchen features beautiful cabinetry with brushed gold hardware, a classic white tile backsplash, stainless steel appliances, and a farmhouse-style sink. Conveniently located on the main level, the primary suite offers abundant natural light, a spacious walk-in closet, and a beautifully appointed bathroom with double vanities and a tiled walk-in shower. Step outside to enjoy the private backyard, complete with an impressive 8-foot privacy fence, perfect for entertaining, pets, or simply relaxing outdoors. With an attached garage, thoughtful design, and the benefits of new construction, this home offers the perfect blend of style, comfort, and functionality. Owner/Agent

8287 Oak Drive, Chattanooga

$400,000

3 Beds ⋅ 3 Baths ⋅ 1544266 MLS

NEW CONSTRUCTION | MOVE-IN READY | UPSCALE EAST BRAINERD TOWNHOME 3 Bedrooms | 3 Full Bathrooms 2 Bedrooms on the Main Level, Including the Primary Suite! NO STEPS IN OR OUT! Welcome to 2221 Jenkins Road, Unit 103, a beautifully designed new construction townhome offering 3 bedrooms, 3 full bathrooms, and low-maintenance living in desirable East Brainerd. Two bedrooms, including the primary suite, are located on the main level. The impressive living area features soaring ceilings, custom wood-wrapped beams, a custom feature wall, extensive crown molding and detailed trim work. Argon gas-insulated windows fill the space with natural light, creating a bright and inviting atmosphere. The kitchen includes custom cabinetry with dovetail-jointed soft-close drawers and doors, quartz countertops, custom tile backsplash, stainless steel appliances, a freestanding range, oversized sink, and a pantry. Additional features include luxury vinyl plank flooring, quartz surfaces throughout, a dedicated laundry space with cabinetry, foam insulated exterior walls, energy-efficient LED lighting, and a single-car garage with Wi-Fi-capable garage door opener. Thoughtfully designed for convenience and accessibility, this townhome also offers step-free entry and exit, providing seamless access in and out of the home. The main-level primary suite offers a custom tray ceiling, a spacious ensuite with an oversized vanity and a large custom tile shower, plus a generous walk-in closet with custom built-ins. The front exterior combines brick and cement fiber siding with custom LED recessed eave lighting. The Covered front and rear porches provide inviting outdoor spaces. Beautifully crafted with quality finishes and thoughtful design, this move-in-ready townhome offers refined living in a convenient East Brainerd location. Schedule your private showing today!

2221 Jenkins Road 103, Chattanooga

$1,275,000

5 Beds ⋅ 4 Baths ⋅ 1544253 MLS

Luxury living meets resort style elegance in the prestigious Black Creek community! Set against beautiful views of the golf course and tranquil pond, 766 Black Creek Drive offers 5 bedrooms, 3 full baths, 1 half bath, and an exceptional blend of timeless design, thoughtful updates, and elevated outdoor living. Hardwood floors and crown molding create a refined feel throughout, while the spacious primary suite offers a private retreat with a beautifully updated bath featuring a completely renovated walk in shower and elegant freestanding soaking tub. Every bedroom features a full walk in closet, and the oversized garage provides exceptional storage. Extensively updated, the home features fresh interior paint completed September 2026, plantation shutters downstairs, updated cabinet finishes and hardware, new door hardware, LED and under cabinet lighting, and new mirrors and lighting in all bathrooms. New tile flooring was added in the laundry room, back hallway, half bath, and upstairs bathrooms. New countertops enhance the kitchen, laundry, and all three bathrooms, with beautifully tiled walls in both upstairs baths. The pantry has also been upgraded with cabinetry and shelving. Major improvements include new HVAC systems for both levels, a new mini split in the bonus room, and a new on demand water heater. The backyard is a private resort style retreat featuring a heated saltwater pool, freshly painted pool deck, landscape lighting, sprinkler system, and covered porch with fireplace. The pool liner was replaced approximately three years ago, and the exterior was painted approximately three years ago. Porches, driveway, and back sidewalk have also been pressure washed and refreshed. Enjoy the sought after Black Creek lifestyle surrounded by natural beauty, golf course and pond views, and exceptional amenities, while remaining convenient to Chattanooga's shopping, dining, recreation, and downtown. Priced under Appraised Value. This is luxury living at its finest!

766 Black Creek Drive, Chattanooga

$325,000

2 Beds ⋅ 3 Baths ⋅ 1544240 MLS

MODERN STYLE. PARK-SIDE LIVING. LOOKOUT MOUNTAIN VIEWS. Discover a refreshing blend of city convenience and outdoor beauty in this move-in-ready, two-bedroom, two-and-a-half-bath townhome beside Sculpture Fields at Montague Park, near Chattanooga's vibrant Southside dining and shopping scene. Perfect for investors and first time home buyers. High ceilings and abundant natural light welcome you into the open main-level living space. The sleek kitchen features granite countertops and stainless steel appliances, including a refrigerator, while a convenient half bath offers additional storage. Adjustable privacy blinds let you tailor the light and atmosphere throughout the home. The second floor features a spacious bedroom with a generous closet and Murphy bed, offering flexibility for guests or everyday living. A full bathroom with a tub and a versatile hallway nook provide space for a reading retreat or home office. The third-floor primary suite is your private escape, featuring a custom tiled shower, custom walk-in closet, and private balcony with beautiful Lookout Mountain views--the perfect place to enjoy morning coffee or unwind at sunset. An included washer and dryer in the nearby laundry closet add everyday convenience. Vinyl plank flooring on the main level and hardwood floors upstairs complete the stylish interior. Just outside, Sculpture Fields offers expansive green space, striking outdoor art, and approximately 1.5 miles of trails for walking, running, and enjoying time with your dog. With contemporary finishes, flexible spaces, and an inviting connection to the outdoors, this townhome offers a distinctive way to enjoy Chattanooga living. Schedule your private showing today!

979 Montague Place, Chattanooga

$390,000

3 Beds ⋅ 2 Baths ⋅ 1544232 MLS

Welcome to 5420 Winniespan Road, a brand-new 2026 construction offering approximately 2,000 square feet of thoughtfully designed, one-level living. This 3-bedroom, 2-bath home combines a spacious open-concept floor plan with cathedral ceilings, quality finishes and the ease of a low-maintenance new home. The main living area offers an open flow between the kitchen, dining and living spaces, creating an inviting setting for everyday living and entertaining. The split-bedroom layout provides separation for the primary suite, while two additional bedrooms offer flexibility for family, guests or a home office. A spacious 2-car attached garage, deck and approximately .21-acre lot complete the property. The location adds another layer of convenience. This home provides access to major employment centers including Volkswagen Chattanooga / Enterprise South / Amazon Fulfillment Center / Outdoor recreation is also nearby, including Chickamauga Day Use Park, the Tennessee Riverwalk/Riverpark, with miles of paved trails and access to the Tennessee River, and Enterprise South Nature Park which has approximately 40+ miles of trails across its 2,800 acres, including hiking, mountain biking, paved multiuse paths, and equestrian trails. If you've been searching for new construction with generous living space, a 2-car garage and convenient access to work, shopping and recreation, 5420 Winniespan Rd deserves a closer look. Schedule your private showing today.

5420 Winniespan Road, Chattanooga

$169,000

3 Beds ⋅ 2 Baths ⋅ 1544221 MLS

Looking for a stater home or ready to downsize? This is your home! The home features 3 bedrooms, 2 full baths and separate dining area to name a few features. Make it your own with new paint and flooring. Make your appointment today before this one is gone!

915 Sylvan Drive, Chattanooga

$269,000

2 Beds ⋅ 2 Baths ⋅ 1544218 MLS

Preferred lender incentives include 1% of the loan amount toward closing costs or a rate buy-down. Enjoy a side-by-side matching refrigerator and 2'' white faux wood blinds for all windows to help you get settled in your new home with our exclusive move-in special. All River Stone Construction homes come with a 1-year builder warranty! Welcome to The Nassau, a townhome community designed for those who want the best of modern living in the heart of Chattanooga. With stylish, low-maintenance designs and spacious layouts, these homes are perfect for busy professionals, growing families, or anyone ready to enjoy the convenience of city living without compromising on comfort. Situated in a prime location, The Nassau provides easy access to Chattanooga's vibrant dining, shopping, and outdoor recreation. Discover a community where townhome living is reimagined to perfectly fit your lifestyle. The Bradley floor plan offers a spacious main living area with 2 bedrooms and 2 full bathrooms, all on one level. As you enter, a convenient coat closet provides the perfect drop zone, while the high ceilings and open-concept living space create an inviting atmosphere perfect for entertaining. The living area seamlessly flows to the back patio, ideal for relaxing outdoors. The master suite features a walk-in closet and a private en-suite bathroom. A convenient laundry room is situated in the hallway leading to the second bedroom and full bathroom. This floor plan combines functionality with style, making it a perfect choice for modern living. Move in ready Spring 2026! All selections have been made for the unit. Owner/Agent

1939 Clearview Drive, Chattanooga

$265,000

4 Beds ⋅ 8 Baths ⋅ 1544207 MLS

Looking for an immediate cash-flow opportunity?! 💰🏡 Welcome to 2906 15th Ave, a well-maintained, low-maintenance duplex just minutes from Downtown Chattanooga, the interstate, Hamilton Place Mall, grocery stores, and more! This 2-bedroom, 1.5-bath duplex offers a great opportunity for investors or owner-occupants looking to generate rental income. Both units are designed for easy maintenance and strong rental potential, with the property offering the potential to generate $2,500+ per month in rental income. One unit is currently vacant and ready to rent, giving you the flexibility to live in one side while renting the other--or rent both units for maximum cash flow. Convenient location + low maintenance + income potential = a great addition to your investment portfolio!

2906 15th Avenue, Chattanooga

$315,000

3 Beds ⋅ 2 Baths ⋅ 1544200 MLS

Buyers searching for a one level home should view this ranch style 1969 charmer that offers a hint of mid-century design exterior. Interior of the property features 3 bedrooms and 2 bathrooms, hardwoods in living room extending throughout the bedrooms, ample kitchen cabinetry, gas cooktop and decent sized bedrooms. The spacious double carport includes a workshop/storage area. New windows, exterior siding and water heater were updated recently for added efficiency and comfort. Remodeling was completed in front bathroom with tiled shower, flooring and vanity. Outside in back yard, retreat to the concrete patio for outdoor activities and a large hot tub, surrounded with it's own wood privacy fence. Yard is level and has partial fencing (on one side and the rear of lot), along with a storage shed. Lakeshore Estates is a quiet, tucked away suburb boasting a community pool and pavilion. The appeal of an established neighborhood and the surrounding community is known for its mature residential neighborhoods, boating, fishing, convenience to schools, shopping, dining plus outdoor recreation with nearby Chickamauga Lake and the Harrison Bay recreation areas. Great property for downsizing or first time home buyers. Make this your lifestyle!

6504 Lakeshore Parkway, Chattanooga

Chattanooga Homes with FHA Financing available

Newest Chattanooga Homes with FHA Financing available