Chattanooga Homes with Owner May Carry Financing available

Chattanooga Homes with Owner May Carry Financing available

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Newest Chattanooga Homes with Owner May Carry Financing available

2025 Haven Crest Drive, Chattanooga
$539,000
5 Beds ⋅ 3 Baths ⋅ 1544182 MLS
RIDGE VIEWS • MULTI-GENERATIONAL LIVING • COMPLETELY REMODELED • OWNER FINANCING AVAILABLE Rare opportunity in 37421! FIRST SHOWINGS ARE 10/13/2026 DUE TO CLEAN UP BUT COME DRIVEBY!! This home has been completely transformed from top to bottom with nearly 3,000 sq ft of flexible living space and a beautiful ridge setting offering seasonal mountain and Chattanooga-area views that only get better as the leaves fall! Perfect for multi-generational living, featuring TWO living areas, TWO kitchens and walk-out access from BOTH levels, plus two driveways, a carport and newly created garage. The previous tenant utilized additional rooms as Bedrooms 4-6, providing tremendous flexibility for family, guests, offices or separate living arrangements. NEW ROOF • NEW WINDOWS • NEW FLOORS • NEW PAINT • UPDATED BATHROOMS • UPDATED KITCHENS • NEW GARAGE DOOR -- this home has been extensively remodeled throughout. A portion of the former carport was enclosed and remodeled into finished living space. Buyer to verify square footage, room dimensions and intended room usage. FINANCING INCENTIVE: Per Seller, Seller is offering up to 2% toward buyer discount points/rate buydown at the original 10/7/2026 listing price when financing through Seller's preferred lender, HomeRate Mortgage, East Brainerd Road. Actual rates, terms, eligibility and costs vary. Visit 423ApplyNow.com for details. NMLS #2239. Owner financing also available to qualified buyers with an acceptable down payment. Two levels. Two kitchens. Two living spaces. Two driveways. One incredible opportunity -- with a view you simply can't remodel into another house.

2025 Haven Crest Drive, Chattanooga
408 Tremont Street, Chattanooga
$640,000
3 Beds ⋅ 2 Baths ⋅ 1544175 MLS
**OPEN HOUSE SUN 10/11 2PM-4PM** Adorable Updated Bungalow with a Large Yard in the Heart of North Chattanooga! Ideally located on desirable Tremont Street, this charming 3-bedroom, 2-bath home offers a rare combination of character, updates, and a spacious yard in one of Chattanooga's most sought-after neighborhoods. Just steps from Frazier Avenue and all that NorthShore and Downtown Chattanooga have to offer, the location is hard to beat. Inside, you'll find a thoughtfully renovated home with quality updates throughout. The kitchen was completely renovated, along with the primary bathroom and spacious primary walk-in closet. The inviting primary suite also offers convenient access to the screened-in back porch, creating a wonderful private retreat. The 2018 renovation included the kitchen, primary bath, walk-in closet, siding, HVAC system, and a mini-split in the primary suite. Additional improvements include a screened-in porch, roof, exterior paint, and built-in shelving. The crawl space was also encapsulated several years ago. One of the standout features of this property is the large, spacious yard--a rare find in North Chattanooga, where many surrounding lots have been subdivided. There is plenty of room to garden, entertain, play, or simply enjoy your own outdoor space.

408 Tremont Street, Chattanooga
1622 Waterhouse Street, Chattanooga
$169,000
3 Beds ⋅ 2 Baths ⋅ 1544035 MLS
RARE INVESTMENT OPPORTUNITY -- SELLER ACCEPTING ALL OFFERS NOW! Bring your vision and take advantage of an opportunity to purchase a home well below online estimated values. Zillow currently estimates the property at approximately $246,400, while another automated valuation reflects approximately $250,000. Property is priced to reflect its current condition and needed repairs. The home sits on a large, level, fenced yard in a super-convenient location just minutes from I-75, shopping and restaurants. Features include an attached carport, large covered front porch, screened back porch, open floor plan and wood-burning fireplace. The property needs renovation before it reaches its full potential. Seller has obtained an approximately $45,000 contractor quote from Eric Walters Construction to complete identified work, including: • Ceiling repairs in three rooms • Electrical work in the kitchen and main living room • New flooring throughout • Interior painting throughout • Kitchen renovation/upgrades • Light exterior cleanup and improvements The property is currently occupied, and the occupants are preparing to relocate out of town. Seller is motivated, ready to move and considering ALL OFFERS NOW. Qualified buyers may also be eligible for a 1% incentive when financing through preferred lender HomeRate Mortgage, subject to lender guidelines, loan qualification and applicable program terms. Investor, renovation or value-add opportunity -- bring your offer! Contact the listing Realtor for property details, contractor information, showing instructions and financing options. Buyer to verify square footage, school zones, property condition, repair estimates and all information deemed important to the purchase.

1622 Waterhouse Street, Chattanooga
863 Flynn Street Apt 204, Chattanooga
$290,000
2 Beds ⋅ 2 Baths ⋅ 1543884 MLS
This modern two bedroom condo puts downtown Chattanooga right at your doorstep in this spacious two-bedroom unit-- a convenient walk to UTC and all the shops, restaurants, and gathering spots along MLK Blvd! Whether you're looking for a place to call home or a solid low maintenance rental investment, this unit with two private bedroom suites offers a flexible layout for roommates or guests. Nine-foot ceilings and hardwood flooring create an inviting, open living and dining area, complemented by a kitchen with granite countertops, stainless steel appliances, abundant cabinetry, and bar-top seating. The primary suite features a spacious walk-in closet leading to its private full bath, while sliding glass doors open the living room to a covered deck. Add to this an in-unit stackable washer and dryer, reserved off-street parking, and secure building access for everyday convenience. Pets are allowed, and the unit is eligible for FHA financing--an appealing opportunity to enjoy downtown living close to campus, dining, and entertainment.

863 Flynn Street Apt 204, Chattanooga
18 E Th Street, Chattanooga
$249,000
1543624 MLS
Great opportunity for developers and investors to acquire approximately 0.53 acres of contiguous, wooded residential land in Chattanooga's Highland Park area. This unique offering includes Lots 4, 5, and 6, consisting of three contiguous parcels with frontage on both E 19th St and 18th St: 156G E 004 (Lot 6), 156G E 005 (Lot 5), and 156G E 006 (Lot 4). The parcels are being offered together as one package and are zoned RN-2, allowing for a variety of residential development possibilities, including single-unit detached, single-unit attached, duplex, and townhouse development. With multiple permitted housing types, this property offers an exceptional opportunity for builders and developers seeking infill residential development in Chattanooga. Conveniently located near Dodds Ave, E Main St, Interstate 24, downtown Chattanooga, and surrounding neighborhoods, this property combines convenient access with the potential to create a unique residential community in an established area.

18 E Th Street, Chattanooga
4325 Greenbriar Road, Chattanooga
$153,900
2 Beds ⋅ 1 Baths ⋅ 1543586 MLS
Welcome to 4325 Greenbriar Rd, a move-in-ready 2-bedroom, 1-bath home on a quiet, established street in East Ridge. The home has been thoroughly updated, so there's nothing left to do but unpack. It has a new roof, new windows, new flooring, and fresh finishes throughout, plus a completely renovated bathroom with a clean, modern look. The layout is bright and easy to live in, and the big-ticket items are already done. That makes it a good fit for a first-time buyer, a downsizer, or an investor who wants a turnkey property. It's in a peaceful neighborhood with easy access to shopping, dining, and the rest of the Chattanooga area. Schedule your showing today!

4325 Greenbriar Road, Chattanooga
8038 Rosemere Way, Chattanooga
$669,900
5 Beds ⋅ 4 Baths ⋅ 1543573 MLS
Set in the sought-after Rosemere neighborhood, 8038 Rosemere Way is a meticulously maintained home offering a beautiful balance of space, comfort, and a lifestyle designed for both relaxed everyday living and effortless entertaining. The care this home has received is evident throughout, creating a property that feels polished, welcoming, and truly move-in ready. With approximately 3,400 square feet, 5 bedrooms, and 3.5 bathrooms, the home offers plenty of room to spread out while still feeling warm and inviting. A thoughtfully designed floor plan provides flexibility for guests, home offices, hobbies, or simply having a little extra space to call your own. Two Jack-and-Jill bathroom arrangements add convenience and privacy to the bedroom layout. Outside, the fenced backyard creates an inviting extension of the home--perfect for entertaining, evenings outdoors, pets, play, or simply enjoying your own private space. Whether hosting friends or unwinding at the end of the day, this is a backyard designed to be enjoyed. A 3-car garage provides generous parking and storage, while features including a tankless water heater and central vacuum system add everyday convenience. Two newer HVAC systems, installed in 2024 and 2026, along with crawlspace encapsulation and gutter guards, provide additional peace of mind. Spacious, versatile, and tucked into one of the area's most desirable established neighborhoods, 8038 Rosemere Way offers more than just square footage--it offers the space to truly live, gather, entertain, and feel at home.

8038 Rosemere Way, Chattanooga
5436 Mccahill Road, Chattanooga
$42,500
1542984 MLS
Looking for a build ready lot in Red Bank? Look no further. Nestled just off the Mountain creek Rd. exit and Browntown Rd , this lot sits far enough away to feel private but easy access to everything convenient in Chattanooga and Hixson. Come make your vision of what could be, turn into a reality.

5436 Mccahill Road, Chattanooga
211 Brookfield Avenue, Chattanooga
$425,000
3 Beds ⋅ 2 Baths ⋅ 1542742 MLS
**Seller offering to pay $10,000 towards buyers' closing cost and prepaids.** Gorgeous Light-Filled Bungalow with Saltwater Pool & Detached Garage/Shop in Desirable Belvoir! Welcome to this charming, updated bungalow nestled in an established and sought-after Belvoir neighborhood, conveniently located just minutes from Downtown Chattanooga. Offering one-level living, a flat lot, abundant natural light, and beautiful hardwood floors throughout, this home combines timeless character with thoughtful modern updates. Step outside and enjoy your own private retreat with a saltwater pool, complete with patio furniture included. The pool features a new pump (2025) and saltwater conversion (2023) and a new liner (2023) . The home has also been extensively updated with a new architectural shingle roof and gutters (2021), new double hung windows from Southern windows with lifetime guarantee (2023), fresh exterior paint (2026), and updated plumbing throughout. Additional features include mini-splits, on-demand hot water, and 220-volt wiring ready for a hot tub. The large 2.5-car detached garage/shop offers incredible flexibility for a workshop, storage, hobbies, or future expansion. Water and drainage have already been run to the garage, creating exciting potential for a future ADU. An extended driveway provides plenty of additional parking. With its flat yard, private pool, spacious garage/shop, thoughtful updates, and convenient location, this delightful bungalow offers a rare combination of character, functionality, and lifestyle in one of Chattanooga's desirable areas.

211 Brookfield Avenue, Chattanooga
126 Ridge Road, Chattanooga
$289,000
4 Beds ⋅ 2 Baths ⋅ 1542732 MLS
Welcome to 126 Ridge Rd! Conveniently located in Chattanooga, this inviting one-level home offers a spacious, functional layout with plenty of room to spread out and entertain. The kitchen features a large island with ample prep and gathering space and opens to a spacious dining area. That's perfect for everyday meals or hosting family and friends. With four bedrooms and a generously sized living room, the home offers flexibility for a variety of needs. The home underwent an extensive renovation in 2022, with updates at that time including the roof, HVAC, and more. Enjoy the ease of single-level living along with an updated interior and a convenient Chattanooga location.

126 Ridge Road, Chattanooga
8606 E Brainerd Road, Chattanooga
$249,000
1542661 MLS
Owner/Agent. This is a wonderful opportunity to secure a prime lot on a major thoroughfare in the East Brainerd area. 0.4 acres of vacant land on directly on East Brainerd Road located near the Publix at Hurricane Creek. Currently Zoned RN-1-6 with a PUD abandonment pending in front of the Chattanooga-Hamilton County Regional Planning Agency (RPA).

8606 E Brainerd Road, Chattanooga
3962 N Quail Lane, Chattanooga
$164,900
2 Beds ⋅ 2 Baths ⋅ 1542625 MLS
Updated, Convenient & Maintenance Free Living With Parking Right at Your Door! This beautifully refreshed 2 bedroom, 1.5 bath condo delivers the convenience and lifestyle buyers are looking for. Freshly painted throughout, the home features new bathroom vanities, laminate flooring, and a spacious primary bedroom with a large walk-in closet. The kitchen shines with stainless steel appliances and additional cabinetry, giving you plenty of storage and workspace. A main level laundry closet adds even more everyday convenience. And the parking is hard to beat! Enjoy a covered parking space right at your door plus an additional tandem space behind it. The community also offers plenty of guest parking for visitors. When it's time to relax, take advantage of the community pool, clubhouse, and tennis courts all without the upkeep of a traditional home. The HOA covers exterior maintenance, exterior insurance, roof, water, sewer, trash, pool, clubhouse, and tennis court maintenance. Located just minutes from Downtown Chattanooga and UTC, with shopping, dining, entertainment, and everyday conveniences close by, this condo puts you in the heart of it all while keeping homeownership simple. Come see why this could be the easy Chattanooga lifestyle you've been waiting for!

3962 N Quail Lane, Chattanooga
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