Chattanooga Homes with Conventional Financing available

Chattanooga Homes with Conventional Financing available

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the foothills of the Appalachian Mountains and renowned for its stunning natural beauty and rich cultural heritage. Located in Hamilton County, Chattanooga is a thriving hub that boasts a unique blend of outdoor adventures, historic landmarks, and a burgeoning arts scene. With its picturesque riverfront, breathtaking views from Lookout Mountain, and a plethora of parks, this city is a paradise for nature enthusiasts and urban dwellers alike.

Chattanooga's real estate market is as diverse as its landscape, offering a wide range of homes that cater to various lifestyles and budgets. For those seeking to invest in this charming city, you’ll be pleased to know that many homes are available with conventional financing options. This means you can take advantage of competitive interest rates and flexible terms, making homeownership more accessible than ever.

Whether you’re drawn to the historic homes in the North Shore neighborhood, the modern condos downtown, or the spacious family homes in the suburbs, Chattanooga has something for everyone. The city is known for its friendly community, excellent schools, and a strong economy, making it an ideal place to call home.

Explore the vibrant local culture, indulge in delicious Southern cuisine, and enjoy a plethora of outdoor activities, from hiking the scenic trails to kayaking on the Tennessee River. With its warm Southern charm and a wealth of amenities, Chattanooga is not just a place to live; it's a place to thrive. Come discover the perfect home in this enchanting city!

Newest Chattanooga Homes with Conventional Financing available

1577 Akins Drive, Chattanooga
$182,000
4 Beds ⋅ 2 Baths ⋅ 1544411 MLS
Be the first for this one! It will not be around for long at this price. This home has a lot to offer. It was built in 1957 and has 1,588 square feet of living space. Eight rooms: 4 bedrooms, 2 baths, large family/living room, kitchen area and dining room. The prequalification letter or cash offers with proof of funds. Seller does not pay customary closing costs: including title policy, escrow fees, and survey or transfer fees. Proof of funds required on cash transactions; Lender Preapproval letter for financed offers (dated within the last 30 days. The property is being sold as-is. No repairs can be completed before closing. If property was built prior to 1978, Lead Based Paint Potentially Exists. This property may qualify for Seller Financing (Vendee). All offers must be submitted at www.vrmproperties.com. Agents must register as a User, enter the property address, and click on ''Start Offer'

1577 Akins Drive, Chattanooga
456 Red Oak Drive, Chattanooga
$75,000
1544406 MLS
Welcome to 456 Red Oak Drive, a wooded residential lot tucked away in the desirable Red Bank area! Offering a peaceful natural setting, elevated terrain, and potential scenic views, this property presents an exciting opportunity for homeowners, builders, and investors alike. Extensive preliminary due diligence has already been completed, including detailed soil evaluations, a geotechnical engineering report, and proposed site plans for a custom residence. These studies provide valuable insight into the property's development potential and give prospective buyers a head start in planning their next project. Conveniently located near Chattanooga's shopping, dining, and everyday amenities, this property offers an opportunity to create something truly your own. Bring your builder, explore the possibilities, and make your vision a reality!

456 Red Oak Drive, Chattanooga
336 Isbill Road, Chattanooga
$245,000
2 Beds ⋅ 1 Baths ⋅ 1544404 MLS
Nestled on a quiet street in Lookout Valley, this charming one level home offers comfortable living just minutes from downtown Chattanooga. Featuring two bedrooms and one bath, the home includes a welcoming living room with brick fireplace, a sunroom or den, and a spacious kitchen and dining area. The oversized primary bedroom includes a sitting room, offering extra space to relax. Outside, you'll find a carport with additional parking, a detached garage/workspace with its own kitchen and bathroom, a separate storage building and fully fenced backyard. This property is an estate sale and is being sold ''As Is'' with no warranties except as to title. The purchase contract is subject to court approval. Buyer to verify all information.

336 Isbill Road, Chattanooga
8269 Clipper Drive, Chattanooga
$335,000
4 Beds ⋅ 3 Baths ⋅ 1544401 MLS
8269 Clipper Dr is a residence with a functional layout and comfortable living spaces throughout. The kitchen features green cabinetry, a range, microwave, dishwasher, and counter space, creating a fully equipped space for cooking and entertaining. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space, while the dining area opens to the backyard through sliding doors. The primary bedroom connects to a bathroom with a vanity and shower. Additional bedrooms and bathrooms provide flexible interior space. A rear patio extends the living space outdoors, creating ample room for relaxation and entertaining, with a broad lawn beyond. An attached two-car garage completes the property.

8269 Clipper Drive, Chattanooga
970 Fortitude Trl Trail 20, Chattanooga
$398,900
3 Beds ⋅ 2 Baths ⋅ 1544397 MLS
TO BE BUILT. Discover the ease of one level living in Givens Park with the to be built The Devonshire by Parkside Builders. FRENCH Front Elevation, as shown in picture. Thoughtfully designed for both everyday comfort and effortless entertaining, this ranch style home offers 3 bedrooms, 2 full baths, and a spacious 2 car garage. The open concept layout creates a seamless flow between the kitchen, dining, and living areas, making it the perfect place to gather with family and friends. Nestled in the heart of East Brainerd, Givens Park offers the convenience today's homeowners are looking for, just minutes from shopping, dining, parks, and everyday essentials, all within the highly sought after East Brainerd School district. For a limited time, buyers will receive a $10,000 builder incentive toward closing costs or design upgrades when using the builder's preferred lender. Photos shown are of a previously built Devonshire Floor Plan and are for illustrative purposes. Features, finishes, and selections may vary.

970 Fortitude Trl Trail 20, Chattanooga
4519 Sailmaker Circle, Chattanooga
$1,499,000
5 Beds ⋅ 4 Baths ⋅ 1544394 MLS
Exceptional Lakeview Luxury Experience an exceptional five-bedroom new construction residence where timeless craftsmanship, elegant finishes, and beautiful lake views create a truly elevated living experience. Thoughtfully designed with impressive scale and detail, this home offers refined interiors, exceptional entertaining spaces, and luxury at every turn. The main level welcomes you with 10-foot ceilings, hardwood flooring, extensive trim work, stone accents, ceiling beams, and a striking wood-burning fireplace. Elegant arched openings throughout the home add another layer of architectural character. At the heart of the residence, the expansive kitchen offers generous cabinetry, abundant workspace, and a walk-in pantry, creating a beautiful setting for everyday living and entertaining. The main-level primary suite is a luxurious retreat. Its spa-inspired bath features a freestanding soaking tub, expansive curbless tiled shower, and beautifully appointed finishes. A huge walk-in closet and oversized laundry room complete the main level. Upstairs, 9-foot ceilings complement four additional bedrooms, a dedicated office, and an impressive game and media room featuring a detailed tray ceiling with wood beams and walk-out access to the upper balcony. Beautiful lake views can be enjoyed from the first floor, covered front porch, walk-out terrace, and upper balcony. Tongue-and-groove ceilings enrich the front porch, expansive rear porch, and upper balcony, while an outdoor kitchen transforms the rear porch into an exceptional entertaining space. Abundant attic storage, a gas tankless water heater, EV charging, and elegant exterior gas lanterns complete the home. A rare opportunity to own an extraordinary new construction residence where luxury, beauty, and an exceptional setting come together.

4519 Sailmaker Circle, Chattanooga
6715 Hickory Brook Road, Chattanooga
$349,999
3 Beds ⋅ 3 Baths ⋅ 1544392 MLS
Welcome to this beautifully updated townhome in Hickory Creek Townhomes. This 2170 square foot home features modern touches and improvements throughout! Downstairs you will find a spacious living room with a gas fireplace, an updated kitchen with new stainless steel appliances, a bedroom with ensuite and walk-in closet, convenient half bath, entry way coat closet, laundry closet, and an additional room that can be used as den, office or flex space. Upstairs you will find 2 spacious bedrooms with walk-in closets and an updated bath with a double vanity and walkout attic access. Enjoy new luxury vinyl plank flooring throughout the home, all-new custom closets for exceptional organization and storage, and new LED lighting that brightens every space. Additional updates include a new water heater and a new roof completed in December 2021. A smart thermostat for added convenience. The garage provides parking for your vehicle or extra storage space. Enjoy all of the HOA amenities in this community including clubhouse, swimming pool, pickleball courts and tennis courts. With so many thoughtful updates already completed, this home is ready for its next owner to move in and enjoy! Don't miss the opportunity to make this updated home your own!

6715 Hickory Brook Road, Chattanooga
718 S Lovell Avenue, Chattanooga
$211,000
2 Beds ⋅ 1 Baths ⋅ 1544367 MLS
718 S Lovell Ave is a one-story Chattanooga detached residence with a straightforward layout and useful indoor-outdoor space. The kitchen includes an L-shaped work area, abundant cabinetry, a wall oven, and a window above the sink for natural light. Hardwood flooring extends through the main living area and bedrooms, while multiple ceiling fans support everyday comfort. The bathroom includes a walk-in shower and tiled wall accents. A spacious backyard provides room for outdoor activities, and the attached one-car garage adds covered parking and storage. Clean interior finishes and practical room connections complete this functional home with durable surfaces and efficient use of space throughout.

718 S Lovell Avenue, Chattanooga
4129 Vaughn Road, Chattanooga
$173,000
3 Beds ⋅ 2 Baths ⋅ 1544371 MLS
3-bedroom 1 bath home located in the Shawnee Park Neighborhood of Brainerd. Private level yard. Great one level living. Perfect first-time buyer or investor opportunity. 24 hour showing notice. Tenant occupied

4129 Vaughn Road, Chattanooga
4109 Cresthaven Drive A & B, Chattanooga
$259,000
4 Beds ⋅ 2 Baths ⋅ 1544369 MLS
INVESTMENT OPPORTUNITY!!! This Duplex is located off Belvoir Ave in East Ridge. Each side offers 2 bedrooms, 1 bath, 1 car garage with washer/dryer hookups in the garage/basement area.

4109 Cresthaven Drive A & B, Chattanooga
3904 14th Avenue, Chattanooga
$259,000
3 Beds ⋅ 2 Baths ⋅ 1544368 MLS
Charming bungalow-style home featuring 3 bedrooms and 2 full bathrooms, offering an excellent opportunity for a first-time buyer or investor. The Kitchen is spacious, while the living room provides plenty of space with an adjoining dining area. The main level also includes a bedroom and full bathroom. Upstairs, you'll find two additional bedrooms and another full bathroom. The exterior features a carport, and a covered front porch .

3904 14th Avenue, Chattanooga
3219 Ozark Circle, Chattanooga
$395,000
2 Beds ⋅ 2 Baths ⋅ 1544366 MLS
Located in the sought-after Stuart Heights neighborhood, this distinctive 1958 mid-century rancher sits on a double lot of approximately 1.6 acres, offering privacy, wooded views, and timeless character. The blonde brick exterior, signature red front door, and original Sunburst doorknob capture the home's vintage appeal. A front-entry two-car garage and a second driveway leading to the basement provide convenience and exciting possibilities for multi-generational living. Inside, the light-filled living and dining area features original hardwood floors, a retro brick planter, and a striking modern spiral staircase. The kitchen blends vintage style with modern updates, showcasing original Youngstown steel cabinetry, granite countertops, tile backsplash, updated flooring, and a newer stove. The primary suite features an expanded bathroom with a double-sink vanity and zero-entry tiled shower within a wet-room design. The updated guest bath offers refreshed tile and finishes, while the former third bedroom now serves as a versatile den or office. Original hardwood floors remain throughout the living area and bedrooms, preserving the home's authentic mid-century charm. The oversized garage provides ample parking, storage, workshop and laundry space. Outside, a spacious terrace framed by a beautiful stone wall is perfect for gardening or entertaining. The partially finished basement includes a full bathroom, office area, and multiple exterior access points. Two wooden decks and the separate lower-level driveway offer additional flexibility for extended living or a potential separate living space. Improvements include updated windows, gutters, and electrical work, along with partial basement finishing, a new garage door, new exterior garage door, fresh paint, a new deck, and a fully fenced backyard with oversized gates for lawn care access. Mid-century charm, 1.6 acres of privacy, and endless possibilities in sought-after Stuart Heights can be yours!

3219 Ozark Circle, Chattanooga
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